20 Morrill Ave, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 20 Morrill Ave, Waterville, ME 04901

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,948 sqft · built 1937
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$270,500 (Jul 2022)
Tax Bill	$4,714 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2020 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:048 B:025`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:048 B:025`
Alternative APN	`2736`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,948 sqft Living Area
Gross Area	4,040 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	2736
Street Address	20 MORRILL AVE
City	WATERVILLE
State	ME
Zip	04901-5449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	25
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	5
Census Block	5005
Census Tract	24102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

20 Morrill Ave is owned and occupied by two individuals who bought it in July 2022.

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 MORRILL AVE, WATERVILLE, ME 04901-5449
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage KENNEBEC SAVINGS BANK
Aug 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jul 8, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage KENNEBEC SAVINGS BANK
Oct 29, 2018	Warranty Deed, Transfer LENDUSA LLC
Sep 14, 2018	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Prior Sale	Oct 29, 2018 · Amount on File
Deed Book / Page	14506 / 76
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	20 MORRILL AVE, WATERVILLE, ME 04901-5449
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025023024
Date	Oct 16, 2025
Book Page	15526/46
Instrument	2025023024

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Nov 1, 2030

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	20 MORRILL AVE, WATERVILLE, ME 04901-5449
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020019064
Date	Aug 7, 2020
Book Page	13661/236
Instrument	2020019064

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	20 MORRILL AVE, WATERVILLE, ME 04901-5449
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021034555
Date	Nov 30, 2021
Book Page	14267/200
Instrument	2021034555

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Jul 8, 2022
Property Address	20 MORRILL AVE, WATERVILLE, ME 04901-5449
Document Number	2022015997
Book / Page	14506 / 76
Instrument Date	Jul 7, 2022
Instrument	2022015997
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	980 CANAAN RD, SKOWHEGAN, ME 04976-4437

Mortgage

Document Number	2022015998
Date	Jul 8, 2022
Instrument	2022015998

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Oct 29, 2018
Property Address	20 MORRILL AVE, WATERVILLE, ME 04901-5449
Document Number	2018025483
Book / Page	13067 / 0209
Instrument	2018025483
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018025484
Date	Oct 29, 2018
Instrument	2018025484

Lender

Name	LENDUSA LLC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2048

September 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WATERVILLE ME
Recording Date	Sep 14, 2018
Property Address	20 MORRILL AVE, WATERVILLE, ME 04901-5449
Document Number	2018021442
Book / Page	13025 / 0180
Instrument	2018021442
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 20 Morrill Ave was $4,714, up 9.4% from the year before.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,714.00 (+9.37%)	$277,300 (+28.68%) Land $26,900 Building $250,400
2024	$4,310.00 (+0.51%)	$215,500 (-) Land $20,700 Building $194,800	$255,455
2023	$4,288.00 (+22.23%)	$215,500 (+58.81%) Land $20,700 Building $194,800
2022	$3,508.00	$135,700 Land $15,500 Building $120,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Morrill Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1987–2008)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2008 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Morrill Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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