20 Morningside Dr, Eagle Grove, IA 50533 Property Records

Wright County property record for 20 Morningside Dr, Eagle Grove, IA 50533

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,586 sqft · built 2018
Lot Size	0.358 acres (15,616 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Sep 2022)
Tax Bill	$4,622 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-352-007`

Property Details

APN / Parcel Number

Primary APN	`09-26-352-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
Basement Area	1,586 sqft
Finished Basement	800 sqft
Unfinished Basement	1,586 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,616 sqft (0.358 acres)
Lot Dimensions	122 ft deep x 128 ft wide
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	115 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	20 MORNINGSIDE DR
City	EAGLE GROVE
State	IA
Zip	50533-2437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 MAIER ADD
Legal Subdivision	MAIER ADD
Legal Lot Number	14
Jurisdiction	WRIGHT IA
Township / Civil Division	EAGLE GROVE
Census Block Group	1
Census Block	1002
Census Tract	680500

Owner

Source: Wright County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 MORNINGSIDE DR, EAGLE GROVE, IA 50533-2437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Sep 9, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OMAHA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 9, 2022 · Amount on Record
Deed Sale	Sep 9, 2022 · Amount on Record
Deed Document Number	20221975
Deed Book / Page	2022 / 1975
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT IA
Property Address	20 MORNINGSIDE DR, EAGLE GROVE, IA 50533-2437
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1883
Date	Sep 2, 2020
Book Page	2020/1883
Instrument	20-1883

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 5, 2030
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.62%
Index	1-Year CMT

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT IA
Property Address	20 MORNINGSIDE DR, EAGLE GROVE, IA 50533-2437
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1884
Date	Sep 2, 2020
Book Page	2020/1884
Instrument	20-1884

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 5, 2040

Interest

Rate Type	Fixed Rate

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT IA
Recording Date	Sep 9, 2022
Property Address	20 MORNINGSIDE DR, EAGLE GROVE, IA 50533-2437
Document Number	02022/1975
Book / Page	2022 / 1975
Instrument Date	Aug 29, 2022
Instrument	2022-1975
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$391.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 MORNINGSIDE DR, EAGLE GROVE, IA 50533-2437

Mortgage

Document Number	02022/1976
Date	Sep 9, 2022
Book Page	2022/1976
Instrument	2022-1976

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wright County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wright County
Municipality	Eagle Grove City
Unified School District	Eagle Grove Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,622.00 Homeowner's exemption	$295,500 (+20.61%) Land $22,000 Building $273,500	$295,500 (+20.61%) Land $22,000 Building $273,500
2024	$4,622.00 (-19.22%)
2023		$245,000 (-4.6%) Land $15,700 Building $229,300	$245,000 (-4.6%) Land $15,700 Building $229,300
2022	$5,722.00 Homeowner's exemption	$256,800 Land $15,700 Building $241,100
2021			$256,800 Land $15,700 Building $241,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAGLE GROVE WATER SUPPLY serves 3,601 people · EPA ID IA9926096
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Communications 1 Network Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50

May also be available: Verizon, Woolstock Mutual Telephone Association.

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