Buncombe County property record for 20 Moore Cir, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,350 sqft · built 1945 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $477,000 (Aug 2023) |
| Tax Bill | $2,161 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Second Mortgage Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 753184-2020-202 |
| Primary APN | 753184-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Gross Area | 1,500 sqft |
| 1st Floor Area | 750 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Porch | Screened Porch |
| Porch Area | 174 sqft |
| Canopy | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 753184-2020-202 |
|---|---|
| Street Address | 20 MOORE CIR |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-9798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: BUCKNER KNOB BLOCK: LOT: 20 & 21 SECTION: PLAT: 0009-0042 |
| Legal Subdivision | BUCKNER KNOB |
| Legal Block | 3 |
| Legal Lot Number | 20,21 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 3105 |
Source: Buncombe County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 MOORE CIR, BLACK MOUNTAIN, NC 28711-9798 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2023 | Warranty Deed, Transfer · Stand-Alone Second Mortgage CHARLES MCKEOWN |
| Feb 9, 2023 | Warranty Deed, Transfer · Conventional Mortgage GRIFFIN FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2023 · Amount on Record |
| Deed Sale | Aug 28, 2023 · Amount on Record |
| Prior Sale | Feb 9, 2023 · Amount on Record |
| Deed Book / Page | 6345 / 1397 |
| Prior Transfer Date | Jun 4, 2016 |
| Prior Transfer Doc | 0054360326 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Aug 28, 2023 |
| Property Address | 20 MOORE CIR, BLACK MOUNTAIN, NC 28711-9798 |
| Document Number | 0063451397 |
| Book / Page | 6345 / 1397 |
| Map Reference | MB 9 PG 42 |
| Instrument Date | Aug 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $954.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 231 6TH AVE, MELBOURNE BEACH, FL 32951-2322 |
| Name | Verified Name |
|---|---|
| Address | 20 MOORE CIR, BLACK MOUNTAIN, NC 28711-9798 |
| Document Number | 0063451400 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 6345/1400 |
| Name | CHARLES MCKEOWN |
|---|---|
| Type | Private Party |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Feb 9, 2023 |
| Property Address | 20 MOORE CIR, BLACK MOUNTAIN, NC 28711-9798 |
| Document Number | 0062950345 |
| Book / Page | 6295 / 345 |
| Map Reference | MB 9 PG 42 |
| Instrument Date | Feb 9, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $790.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 HAWBERRY CT, ASHEVILLE, NC 28805-0035 |
| Name | Verified Name |
|---|---|
| Address | 20 MOORE CIR, BLACK MOUNTAIN, NC 28711-9798 |
| Document Number | 0006295349 |
|---|---|
| Date | Feb 9, 2023 |
| Instrument | 6295/349 |
| Name | GRIFFIN FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,161.00 (+4.65%) | $330,800 (-) Land $32,600 Building $298,200 | $330,800 (-) Land $32,600 Building $298,200 |
| 2024 | $2,065.00 (+3.2%) | ||
| 2023 | $2,001.00 (+13.18%) | $330,800 (+11.31%) | $330,800 (+11.31%) Land $32,600 Building $298,200 |
| 2022 | $1,768.00 | $297,200 | $297,200 (-10.16%) Land $32,600 Building $264,600 |
| 2021 | $330,800 Land $32,600 Building $298,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROYAL GORGE WATER UTILITY private · serves 950 people · EPA ID NC0111118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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