Imperial County property record for 20 Monterey Ave, Thermal, CA 92274
| Property Type | Commercial |
|---|---|
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Nov 2017) |
| Tax Bill | $2,352 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-501-010-000 |
| Primary APN | 001-501-010-000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 44,867 sqft |
|---|
| Street Address | 20 MONTEREY AVE |
|---|---|
| City | THERMAL |
| State | CA |
| Zip | 92274 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | COC LM46 OF LOT 1 2 3 BLK3 TR684 DESERT SHORES VILLAGE UNIT A |
| Legal Subdivision | DESERT SHORES VILLAGE |
| Legal Tract | 684 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | IMPERIAL CA |
| Township / Civil Division | WEST IMPERIAL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 12302 |
Source: Imperial County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21600 SMITH RD, DESERT HOT SPRINGS, CA 92241-7010 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LTV PRIVATE EQUITY INC |
| Nov 6, 2017 | Grant Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2017 · Amount on Record |
| Deed Sale | Nov 6, 2017 · Amount on Record |
| Deed Document Number | 201724311 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | May 20, 2026 |
| Property Address | 20 MONTEREY AVE, THERMAL, CA 92274 |
| Document Number | 0000007571 |
| Instrument Date | May 13, 2026 |
| Instrument | 20267571 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007571, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 20267571 |
| Name | LTV PRIVATE EQUITY INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jun 1, 2028 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Nov 6, 2017 |
| Property Address | 20 MONTEREY AVE, THERMAL, CA 92274 |
| Document Number | 0000024311 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 24311 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21600 SMITH RD DESERT HOT SPRINGS CA 922417010, DESERT HOT SPRINGS, CA 92241-7010 |
| Investor | Possibly a Property Investor |
| Document Number | 24312 |
|---|---|
| Date | Nov 6, 2017 |
| Instrument | 24312 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | SAN DIEGO, CA 92107 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Imperial County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | California |
| County | Imperial County |
| Unified School District | Coachella Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $114,904 (+2%) Land $20,509 Building $94,395 | |
| 2025 | $2,352.00 (+10.11%) | $112,652 (+12.37%) Land $20,107 Building $92,545 |
| 2023 | $2,136.00 (+9.09%) | $100,254 Land $19,327 Building $80,927 |
| 2022 | $1,958.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1981–1995) |
| Most Recent Claim | Apr 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Zito Media Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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