20 Monte Carlo, Irvine, CA 92614 Property Records

Orange County property record for 20 Monte Carlo, Irvine, CA 92614

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,315 sqft · built 1987
Lot Size	0.092 acres (4,000 sqft)
Owner	Company Name on Record
Last Sale	$430,000 (Jul 1998)
Tax Bill	$7,251 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`447-361-05`

Property Details

APN / Parcel Number

Primary APN	`447-361-05`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,315 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	4,000 sqft (0.092 acres)
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	20 MONTE CARLO
City	IRVINE
State	CA
Zip	92614-0221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12703 BLK LOT 128
Legal Subdivision	TRACT NO 12703
Legal Tract	12703
Legal Lot Number	128
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1004
Census Tract	52522

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20 MONTE CARLO, IRVINE, CA 92614-0221
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY LENDING INC
Dec 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Dec 16, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jul 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 1998 · Amount on Record
Deed Sale	Jul 10, 1998 · Amount on Record
Deed Document Number	1998441217
Last Transfer Date	Jun 25, 2020
Transfer Doc	0000743130
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 MONTE CARLO, IRVINE, CA 92614-0221
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MONTE CARLO, IRVINE, CA 92614-0221

Mortgage

Document Number	0000540311
Date	Aug 27, 2021
Instrument	2021000540311

Lender

Name	SYNERGY LENDING INC
Type	Non-Lending Institution
Address	IRVINE, CA 92620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 16, 2020
Property Address	20 MONTE CARLO, IRVINE, CA 92614-0221
Document Number	0000743128
Map Reference	MB 580 PG 11-16
Instrument Date	Jun 25, 2020
Instrument	2020000743128
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 MONTE CARLO, IRVINE, CA 92614-0221

Mortgage

Document Number	0000743129
Date	Dec 16, 2020
Instrument	2020000743129

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jul 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 16, 2020
Property Address	20 MONTE CARLO, IRVINE, CA 92614-0221
Document Number	0000743130
Instrument Date	Jun 25, 2020
Instrument	743130
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20 MONTE CARLO IRVINE CA 926140221, IRVINE, CA 92614-0221

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 26, 2019
Property Address	20 MONTE CARLO, IRVINE, CA 92614-0221
Document Number	0000271502
Instrument Date	Jun 19, 2019
Instrument	271502
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20 MONTE CARLO IRVINE CA 926140221, IRVINE, CA 92614-0221

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$687,430 (+2%) Land $417,458 Building $269,972
2025	$7,251.00 (+4.89%) Homeowner's exemption	$673,951 (+4.04%) Land $409,272 Building $264,679
2023	$6,913.00 (+1.98%) Homeowner's exemption	$647,782 Land $393,380 Building $254,402
2022	$6,779.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Google Fiber.

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