Camden County and Berlin Borough property record for 20 Montclair Ave, Berlin, NJ 08009
| Property Type | Single Family Home |
|---|---|
| Details | 1,451 sqft · built 2000 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Nov 2022) |
| Tax Bill | $6,132 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Apr 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02308-0000-00011 |
| Primary APN | 05-02308-0000-00011 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,451 sqft Living Area |
| 1st Floor Area | 1,451 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Street Address | 20 MONTCLAIR AVE |
|---|---|
| City | BERLIN |
| State | NJ |
| Zip | 08009-7197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-AR |
| Legal Description | INCL BLK 2308 LOTS 11 & 12 |
| Legal Subdivision | CARRIAGE STOP SEC 05-B |
| Legal Block | 2308 |
| Legal Lot Number | 11 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | BERLIN |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 608700 |
Source: Camden County and Berlin Borough records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2834 MAGEE AVE, PHILADELPHIA, PA 19149-2528 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNIVEST BANK & TRUST CO |
| Apr 11, 2022 | Intrafamily Transfer, Transfer |
| Dec 6, 2017 | Grant Deed, Transfer TITLE AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2022 · Amount on Record |
| Deed Sale | Nov 2, 2022 · Amount on Record |
| Prior Sale | Dec 6, 2017 · Amount on Record |
| Deed Document Number | 202297303 |
| Deed Book / Page | 12224 / 203 |
| Prior Transfer Date | Feb 1, 2022 |
| Prior Transfer Doc | 0000041546 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Nov 2, 2022 |
| Property Address | 20 MONTCLAIR AVE, BERLIN, NJ 08009-7197 |
| Document Number | 0000097303 |
| Book / Page | 12224 / 203 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 2022097303 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Title Company | TRIDENT LAND TRANSFER CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 MONTCLAIR AVE, BERLIN, NJ 08009-7197 |
| Name | Verified Name |
|---|---|
| Address | 2834 MAGEE AVE, PHILADELPHIA, PA 19149-2528 |
| Document Number | 0000097304 |
|---|---|
| Date | Nov 2, 2022 |
| Book Page | 12224/211 |
| Instrument | 2022097304 |
| Name | UNIVEST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SOUDERTON, PA 18964 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.75% |
| Index | Other |
| Max Rate | 9.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Apr 11, 2022 |
| Property Address | 20 MONTCLAIR AVE, BERLIN, NJ 08009-7197 |
| Document Number | 0000041546 |
| Book / Page | 12054 / 1914 |
| Instrument Date | Feb 1, 2022 |
| Instrument | 2022041546 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 MONTCLAIR AVE, BERLIN, NJ 08009-7197 |
| Name | Verified Name |
|---|---|
| Address | 20 MONTCLAIR AVE, BERLIN, NJ 08009-7197 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Dec 6, 2017 |
| Property Address | 20 MONTCLAIR AVE, BERLIN, NJ 08009-7197 |
| Document Number | 0000090901 |
| Book / Page | 010777 / 000212 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 90901 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2018 |
| Title Company | TITLE AMERICA |
| Amount | Amount Recorded |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 MONTCLAIR AVE BERLIN NJ 080097197, BERLIN, NJ 08009-7197 |
Source: Camden County and Berlin Borough assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| Municipality | Berlin Borough |
| Elementary School District | Berlin Borough School District (KG - 08) |
| Secondary School District | Eastern Camden County Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,600 (-) Land $59,900 Building $116,700 | $176,600 (-) Land $59,900 Building $116,700 | |
| 2025 | $6,132.00 (+1.81%) | $176,600 (-) Land $59,900 Building $116,700 | $176,600 (-) Land $59,900 Building $116,700 |
| 2024 | $6,023.00 (+0.89%) | ||
| 2023 | $176,600 (-) Land $59,900 Building $116,700 | $176,600 (-) Land $59,900 Building $116,700 | |
| 2022 | $5,970.00 (+2.14%) | $176,600 Land $59,900 Building $116,700 | $176,600 Land $59,900 Building $116,700 |
| 2021 | $5,845.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (2005–2012) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | May 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERLIN WATER DEPARTMENT serves 12,991 people · EPA ID NJ0405001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - WESTERN |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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