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20 Monroe Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 20 Monroe Ave, Spring Lake, NJ 07762

Property Summary

Property TypeSingle Family Home
Details8 bd · 4 ba · 7,913 sqft · built 2018
Lot Size0.45 acres (19,602 sqft)
OwnerCompany Name on Record
Last Sale$4,132,400 (Nov 2016)
Tax Bill$41,156 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN47-00137-0000-00006

Property Details

APN / Parcel Number

Primary APN47-00137-0000-00006
Alternative APN
  • 470013700006

Interior

Bedrooms8 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms17 Rooms
Stories2 Stories
Building Area7,913 sqft Living Area
1st Floor Area2,955 sqft
Upper Floors Area3,185 sqft
Basement Area2,955 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleColonial
Exterior MaterialWood Shingle
Construction TypeFrame
Roof TypeGable
Roof MaterialSlate
Lot Area19,602 sqft (0.45 acres)
Garage TypeDetached
Garage Area589 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchOpen Porch
Deck Area272 sqft
Patio Area500 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address20 MONROE AVE
CitySPRING LAKE
StateNJ
Zip07762-1717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF10
Legal SubdivisionLOWLANDS
Legal Block137
Legal Lot Number6
JurisdictionMONMOUTH NJ
Township / Civil DivisionSPRING LAKE
Census Block Group2
Census Block2003
Census Tract809100

Owner

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address20 MONROE AVE, SPRING LAKE, NJ 07762-1717
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 23, 2016 · Amount on Record
Deed SaleNov 23, 2016 · Amount on Record
Prior SaleNov 22, 2005 · Amount on Record
Deed Book / Page9199 / 5255
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address20 MONROE AVE, SPRING LAKE, NJ 07762-1717
Transaction TypeMortgage
Record UpdatedNov 18, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095689368
DateDec 31, 2021
Book Page9568/9368
Instrument2021185656
Lender
NameBANK OF AMERICA NA
TypeBank
AddressHOUSTON, TX 77046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2037

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalitySpring Lake Borough
Unified School DistrictSpring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,697,700 (+7.69%) Land $6,266,700 Building $3,431,000$9,697,700 (+7.69%) Land $6,266,700 Building $3,431,000
2025$41,156.00 (-10.06%)$9,005,600 (-1.54%) Land $5,716,700 Building $3,288,900$9,005,600 (-1.54%) Land $5,716,700 Building $3,288,900
2024$45,759.00 (+3.09%)
2023$9,146,100 Land $6,155,700 Building $2,990,400$9,146,100 Land $6,155,700 Building $2,990,400
2022$44,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 111 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies111 in force
Nearby Flood Claims41 (1992–2021)
Claims Outside the SFHA16 of 41
Most Recent ClaimJul 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 25 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING LAKE WATER DEPARTMENT
serves 11,270 people · EPA ID NJ1348001
Water SourcePurchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State InspectionJan 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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