20 Monarch Dr, Sterling, VA 20164 Property Records

Loudoun County property record for 20 Monarch Dr, Sterling, VA 20164

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,540 sqft · built 1974
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Sep 2012)
Tax Bill$3,497 (2026)
Deeds & MortgagesFeb 2022 Refinance
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN012-49-2560-000

Property Details

APN / Parcel Number

Primary APN012-49-2560-000
Alternative APN
  • 82 A5B 402

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,540 sqft Living Area
1st Floor Area770 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2009
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,049 sqft (0.07 acres)

Exterior Amenities

Deck AreaDeck Area
Patio Area128 sqft
Shed1 Shed
Shed Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address20 MONARCH DR
CitySTERLING
StateVA
Zip20164-1339
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePDH3
Legal DescriptionSUGARLAND RUN S.5B L.402 200511220131534
Legal SubdivisionSUGARLAND RUN
Legal Block3
Legal Lot Number402
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group3
Census Block3000
Census Tract611204

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 MONARCH DR, STERLING, VA 20164-1339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
NETWORK CAPITAL FUNDING CORPORATION
Mar 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
SANDY SPRING BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2012 · Amount on Record
Deed SaleSep 4, 2012 · Amount on Record
Prior SaleNov 22, 2005 · Amount on Record
Deed Document Number201268160
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20 MONARCH DR, STERLING, VA 20164-1339
Transaction TypeMortgage
Record UpdatedMar 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011923
DateFeb 28, 2022
Instrument202202280011923
Lender
NameNETWORK CAPITAL FUNDING CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2052
Interest
Rate TypeFixed Rate

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20 MONARCH DR, STERLING, VA 20164-1339
Document Number20190409016990
Instrument DateMar 14, 2019
Transaction TypeMortgage
Record UpdatedApr 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 MONARCH DR STERLING VA 201641339, STERLING, VA 20164-1339

Mortgage

Document Number20190409016990
DateApr 9, 2019
Instrument16990
Lender
NameSANDY SPRING BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 8, 2039
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,497.00 (+4.76%)$434,410 (+13.85%) Land $140,000 Building $294,410$434,410 (+13.85%) Land $140,000 Building $294,410
2023$3,338.00$381,580 Land $130,000 Building $251,580$381,580 Land $130,000 Building $251,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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