Harnett County property record for 20 Monarch Ct, Cameron, NC 28326
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,252 sqft · built 2001 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,087 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500003797 |
| Primary APN | 1500003797 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,252 sqft Heated Area |
| 1st Floor Area | 886 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 126 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500003797 |
|---|---|
| Street Address | 20 MONARCH CT |
| City | CAMERON |
| State | NC |
| Zip | 28326-6571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LOT#54 YORKSHIRE PLN PH#3MAP#2000-162A |
| Legal Subdivision | YORKSHIRE PLANTATION |
| Legal Phase | 3 |
| Legal Lot Number | 54 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | JOHNSONVILLE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 71402 |
Source: Harnett County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 MONARCH CT, CAMERON, NC 28326-6571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jul 20, 2022 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 21, 2011 |
| Transfer Doc | 0000017855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Sep 22, 2026 |
| Property Address | 20 MONARCH CT, CAMERON, NC 28326-6571 |
| Document Number | 0000019489 |
| Book / Page | 4364 / 864 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 202619489 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | VETERAN EXPRESS TITLE |
| Name | Verified Name |
|---|---|
| Address | 20 MONARCH CT, CAMERON, NC 28326-6571 |
| Document Number | 0000019489, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 4364/864 |
| Instrument | 202619489 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 20 MONARCH CT, CAMERON, NC 28326-6571 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000105419 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 4159/1425 |
| Instrument | 2022105419 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,087.00 (+45.54%) | $281,636 (+48.37%) | $281,636 (+48.37%) Land $26,460 Building $255,176 |
| 2023 | $1,434.00 | $189,816 | $189,816 Land $36,540 Building $153,276 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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