20 Miracle Ln, Franklinton, NC 27525 Property Records

Franklin County property record for 20 Miracle Ln, Franklinton, NC 27525

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,456 sqft · built 2005
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Sep 2018)
Tax Bill	$1,753 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1863-44-8882`

Property Details

APN / Parcel Number

Primary APN	`1863-44-8882`
Alternative APNs	`D05 00 021J` `1033507` `034851`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,456 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Porch	Porch
Porch Area	96 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1033507
Old Parcel Number	D05 00 021J
Street Address	20 MIRACLE LN
City	FRANKLINTON
State	NC
Zip	27525-8057
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	FCO R-8
Legal Description	MB 2005/37 RE MB 2001/121
Legal Subdivision	SIMONS HILL 1 REV
Jurisdiction	FRANKLIN NC
Township / Civil Division	YOUNGSVILLE
Census Block Group	2
Census Block	2008
Census Tract	60502

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6027 CLAPTON DR, WAKE FOREST, NC 27587-4263
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Line of Credit MECHANICS & FARMERS BANK
Mar 16, 2017	Deed of Trust, Mortgage · Line of Credit UNION BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	0021610256
Deed Book / Page	2161 / 0256
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	20 MIRACLE LN, FRANKLINTON, NC 27525-8057
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6027 CLAPTON DR, WAKE FOREST, NC 27587-4263

Mortgage

Document Number	0023451861
Date	Sep 21, 2023
Book Page	2345/1861
Instrument	10079881

Lender

Name	MECHANICS & FARMERS BANK
Type	Bank
Address	RALEIGH, NC 27601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2053

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	20 MIRACLE LN, FRANKLINTON, NC 27525-8057
Document Number	0020860837
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	908 N DURHAM AVE CREEDMOOR NC 275228369, CREEDMOOR, NC 27522-8369

Mortgage

Document Number	0020860837
Date	Mar 16, 2017
Book Page	002086/000837

Lender

Name	UNION BK&TR
Type	Funding / Finance Company
Address	OXFORD, NC 27565

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Mar 15, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,753.00 (+39.79%)	$253,630 (+115.97%) Land $77,760 Building $175,870	$253,630 (+115.97%) Land $77,760 Building $175,870
2023	$1,254.00	$117,440 Land $22,500 Building $94,940	$117,440 Land $22,500 Building $94,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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