20 Minerva Ave, Cumberland, RI 02864 Property Records

Cumberland Town property record for 20 Minerva Ave, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,484 sqft · built 1953
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$158,000 (Mar 2002)
Tax Bill$4,221 (2026)
Deeds & MortgagesFeb 2021 Refinance
Flood ZoneZone X (minimal risk)
APN9124-08

Property Details

APN / Parcel Number

Primary APN9124-08
Alternative APN
  • CUMB M:007 B:0064 L:000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,484 sqft Living Area
Gross Area3,788 sqft
1st Floor Area1,016 sqft
Basement Area936 sqft
Unfinished Basement936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleCape Cod
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number9124-08
Street Address20 MINERVA AVE
CityCUMBERLAND
StateRI
Zip02864-7618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code110
Legal Block64
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1023
Census Tract11200

Owner

20 Minerva Ave is owned and occupied by an individual who bought it in March 2002.

Source: Cumberland Town records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address20 MINERVA AVE, CUMBERLAND, RI 02864-7618
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2002 · Amount on File
Deed SaleMar 22, 2002 · Amount on File
Deed Book / Page1002 / 314
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address20 MINERVA AVE, CUMBERLAND, RI 02864-7618
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001875-89
DateFeb 5, 2021
Book Page1875/89
Instrument121321
Lender
NameHOME LOAN AND INVESTMENT BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 20 Minerva Ave was $4,221, up 2.9% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,221.00 (+2.93%)$421,700 (+26.18%) Land $186,500 Building $235,200$455,403
2025$4,101.00$334,200 Land $123,100 Building $211,100
2023$3,883.00 (+7.44%)$334,200 (+38.61%) Land $123,100 Building $211,100
2022$3,614.00$241,100 Land $86,100 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Minerva Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimJan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Minerva Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on Minerva Ave

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