Union County and Summit City property record for 20 Milton Ave, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 1,045 sqft · built 1958 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $593,000 (Aug 2022) |
| Tax Bill | $7,914 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jan 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03707-0000-00003 |
| Primary APN | 18-03707-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,045 sqft Living Area |
| 1st Floor Area | 1,045 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,100 sqft (0.163 acres) |
| Old Parcel Number | 1800008D00048 |
|---|---|
| Street Address | 20 MILTON AVE |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-4050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Subdivision | NANCY LEE PARK |
| Legal Block | 3707 |
| Legal Lot Number | 3 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 38000 |
Source: Union County and Summit City assessment roll, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 MILTON AVE, SUMMIT, NJ 07901-4050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 13, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 23, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage LAKELAND BANK |
| Mar 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 6, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2022 · Amount on Record |
| Deed Sale | Aug 23, 2022 · Amount on Record |
| Prior Sale | Jul 10, 2003 · Amount on Record |
| Deed Document Number | 202221667 |
| Deed Book / Page | 6478 / 219 |
| Prior Transfer Date | Jun 12, 1995 |
| Prior Transfer Doc | 0000021850 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 20 MILTON AVE, SUMMIT, NJ 07901-4050 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0149902224 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 14990/2224 |
| Instrument | 14599 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 20 MILTON AVE, SUMMIT, NJ 07901-4050 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0151422655 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 15142/2655 |
| Instrument | 29220 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 3, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 23, 2022 |
| Property Address | 20 MILTON AVE, SUMMIT, NJ 07901-4050 |
| Document Number | 0064780219 |
| Book / Page | 6478 / 219 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 21667 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,110.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 294 MAIN STG, MADISON, NJ 07940 |
| Name | Verified Name |
|---|---|
| Address | 20 MILTON AVE, SUMMIT, NJ 07901-4050 |
| Document Number | 0000042111 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 42111 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Sep 1, 2037 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 9.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 20 MILTON AVE, SUMMIT, NJ 07901-4050 |
| Document Number | 0146722159 |
| Instrument Date | Mar 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 20 MILTON AVE SUMMIT NJ 079014050, SUMMIT, NJ 07901-4050 |
| Document Number | 0146722159 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 014672/002159 |
| Instrument | 689277 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 31, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 20 MILTON AVE, SUMMIT, NJ 07901-4050 |
| Document Number | 0142240680 |
| Book / Page | 014224 / 000680 |
| Instrument Date | Jan 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 20 MILTON AVE SUMMIT NJ 079014050, SUMMIT, NJ 07901-4050 |
| Document Number | 0142240680 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 014224/000680 |
| Instrument | 635604 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,000 (-) Land $89,300 Building $87,700 | $177,000 (-) Land $89,300 Building $87,700 | |
| 2025 | $7,914.00 (+2.65%) | $177,000 (-) Land $89,300 Building $87,700 | $177,000 (-) Land $89,300 Building $87,700 |
| 2024 | $7,710.00 (+1.72%) | ||
| 2023 | $177,000 Land $89,300 Building $87,700 | $177,000 Land $89,300 Building $87,700 | |
| 2022 | $7,580.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1982–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures