20 Miller St, Benton (Waterville), ME 04901 Property Records

Kennebec County and Benton Town property record for 20 Miller St, Benton, ME 04901

Property Summary

Property TypeSingle Family Home
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Sep 2022)
Tax Bill$1,434 (2025)
Deeds & MortgagesAug 2026 Mortgage
Mar 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNBNTN M:15 L:21

Property Details

APN / Parcel Number

Primary APNBNTN M:15 L:21
Alternative APN
  • 914

Exterior

Architectural StyleMulti-Family
Lot Area9,148 sqft (0.21 acres)

Location & Zoning

Account Number914
Street Address20 MILLER ST
CityBENTON
StateME
Zip04901-3416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number21
JurisdictionBENTON ME
Township / Civil DivisionBENTON
Census Block Group1
Census Block1030
Census Tract22000

Owner

20 Miller St is owned and occupied by an individual who bought it in September 2022.

Source: Kennebec County and Benton Town records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address20 MILLER ST, BENTON, ME 04901-3416
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Deed of Trust, Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Mar 15, 2024Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Sep 26, 2022Warranty Deed, Transfer · FHA Mortgage
BROKER SOLUTIONS INC
Jan 27, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
WHITMAN GROUP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2022 · Amount on File
Deed SaleSep 26, 2022 · Amount on File
Prior SaleJan 27, 2022 · Amount on File
Deed Document Number202223706
Deed Book / Page14586 / 143
Prior Transfer DateJan 21, 2022
Prior Transfer Doc2022002271
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON ME
Recording DateAug 10, 2026
Property Address20 MILLER ST, BENTON, ME 04901-3416
Document Number0000018026
Book / Page15819 / 1
Instrument DateJul 29, 2026
Instrument202618026
Transaction TypeMortgage
Record UpdatedSep 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 MILLER ST, BENTON, ME 04901-3416

Mortgage

Document Number0000018026,
DateAug 10, 2026
Book Page15819/1
Instrument202618026
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
AmountAmount on Record
Term313 Months
DueSep 1, 2052
Interest
Max Rate-1%

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON ME
Property Address20 MILLER ST, BENTON, ME 04901-3416
Transaction TypeMortgage
Record UpdatedApr 1, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024004995
DateMar 15, 2024
Book Page15000/191
Instrument2024004995
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueApr 1, 2052

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON ME
Recording DateSep 26, 2022
Property Address20 MILLER ST, BENTON, ME 04901-3416
Document Number2022023706
Book / Page14586 / 143
Instrument DateSep 16, 2022
Instrument2022023706
Transaction TypeTransfer
Record UpdatedOct 10, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 FAIRFIELD ST # LOT13, 13, OAKLAND, ME 04963-5051

Mortgage

Document Number2022023707
DateSep 26, 2022
Instrument2022023707
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBENTON ME
Recording DateJan 27, 2022
Property Address20 MILLER ST, BENTON, ME 04901-3416
Document Number2022002271
Book / Page14336 / 64
Instrument DateJan 21, 2022
Instrument2022002271
Transaction TypeTransfer
Record UpdatedFeb 14, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 CHERRY HILL TER, WATERVILLE, ME 04901-4509

Mortgage

Document Number2022002272
DateJan 27, 2022
Instrument2022002272
Lender
NameWHITMAN GROUP
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 20 Miller St was $1,434, down 3.4% from the year before.

Source: Kennebec County and Benton Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
County SubdivisionBenton Town
Unified School DistrictSchool Administrative District 49 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,434.00 (-3.43%)$102,420 (-) Land $17,400 Building $85,020
2024$1,485.00 (+12.41%)$102,420 (-) Land $17,400 Building $85,020
2023$1,321.00 (+31.44%)$102,420 (+32.43%) Land $17,400 Building $85,020
2022$1,005.00$77,340 Land $17,400 Building $59,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Miller St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Miller St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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