20 Mill St, Merrimac, MA 01860 Property Records

Essex County and Merrimac Town property record for 20 Mill St, Merrimac, MA 01860 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,623 sqft · built 1993
Lot Size	0.38 acres (16,540 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,804 (2025)
Flood Zone	Zone X (minimal risk)
APN	`MERR M:0024 B:0001 L:00004`

Property Details

APN / Parcel Number

Primary APN	`MERR M:0024 B:0001 L:00004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,623 sqft Living Area
Gross Area	2,748 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,540 sqft (0.38 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 MILL ST
City	MERRIMAC
State	MA
Zip	01860-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CARRIAGE REALTY TRUST
Legal Block	1
Legal Lot Number	4
Jurisdiction	MERRIMAC MA
Township / Civil Division	MERRIMAC
Census Block Group	4
Census Block	4012
Census Tract	262100

Owner

Source: Essex County and Merrimac Town records · APN MERR M:0024 B:0001 L:00004

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 MILL ST, MERRIMAC, MA 01860-2029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Essex County and Merrimac Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Merrimac Town
Unified School District	Pentucket School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,804.00 (+1.57%)	$513,500 (+3.49%) Land $267,100 Building $246,400	$498,845
2024	$6,699.00 (+9.34%)	$496,200 (+19.62%) Land $252,200 Building $244,000
2023	$6,127.00	$414,800 Land $213,700 Building $201,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092621004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.