20 Mill St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 20 Mill St, Cumberland, RI 02864

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5,387 sqft · built 1980
Lot Size	0.218 acres (9,496 sqft)
Owner	2 Company Names on Record
Last Sale	$264,900 (Dec 2015)
Tax Bill	$6,810 (2025)
Deeds & Mortgages	Nov 2021 Refinance Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19-0509-00`

Property Details

APN / Parcel Number

Primary APN	`19-0509-00`
Alternative APN	`CUMB M:002 B:0201 L:000`

Interior

Units	10 Units
Stories	2 Stories
Building Area	5,387 sqft Total Area
Gross Area	6,090 sqft
1st Floor Area	1,890 sqft
Basement Area	1,890 sqft
Unfinished Basement	1,890 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Shingle
Lot Area	9,496 sqft (0.218 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19-0509-00
Street Address	20 MILL ST
City	CUMBERLAND
State	RI
Zip	02864-8380
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	40
Legal Block	201
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2023
Census Tract	11200

Owner

Source: Cumberland Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3616 DIAMOND HILL RD, CUMBERLAND, RI 02864-1664
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LONSDALE CONCRETE CON
Dec 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2015 · Amount on Record
Deed Sale	Dec 11, 2015 · Amount on Record
Deed Book / Page	1697 / 820
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	20 MILL ST, CUMBERLAND, RI 02864-8380
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001912-48
Date	Nov 9, 2021
Book Page	1912/48
Instrument	128868

Lender

Name	LONSDALE CONCRETE CON

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Dec 18, 2019
Property Address	20 MILL ST, CUMBERLAND, RI 02864-8380
Document Number	1824-213
Book / Page	001824 / 000213
Instrument Date	Oct 25, 2019
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	3616 DIAMOND HILL RD CUMBERLAND RI 028641616, CUMBERLAND, RI 02864-1616

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,810.00 (+5.6%)	$555,000 (-) Land $89,100 Building $465,900
2023	$6,449.00 (-9.99%)	$555,000 (+16.11%) Land $89,100 Building $465,900
2022	$7,165.00	$478,000 Land $81,300 Building $396,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1979–1987)
Most Recent Claim	Apr 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

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