20 Mill St, Coldwater, MI 49036 Property Records

Branch County property record for 20 Mill St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,702 sqft · built 1900
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Sep 2021)
Tax Bill	$2,191 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`304-000-000-036-00`

Property Details

APN / Parcel Number

Primary APN	`304-000-000-036-00`

Interior

Full Baths	2 Baths
Building Area	1,702 sqft Building Perimeter
1st Floor Area	1,222 sqft
Basement Area	668 sqft
Unfinished Basement	668 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	7,841 sqft (0.18 acres)
Garage Area	792 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 MILL ST
City	COLDWATER
State	MI
Zip	49036-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOT NO. 9 OF J B CRIPPENS ADDN LY ELY OF LI EXT AT BEARING S 09DEG 27SEC W WH COM AT SW COR OF LOT 10 & END AT INT WI
Legal Subdivision	J B CRIPPENS ADD
Legal Lot Number	9-10
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1009
Census Tract	951600

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 MILL ST, COLDWATER, MI 49036-1825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Prior Sale	Mar 26, 1993 · Amount on Record
Deed Document Number	20216894
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Sep 8, 2021
Property Address	20 MILL ST, COLDWATER, MI 49036-1825
Document Number	202106894
Instrument Date	Aug 27, 2021
Instrument	2021-06894
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,264.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 MILL ST, 20, COLDWATER, MI 49036-1825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4295 N EAGLE DR, KINGMAN, AZ 86409-2836

Mortgage

Document Number	202106895
Date	Sep 8, 2021
Instrument	2021-06895

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,150 (+7.62%)	$148,300 (+7.62%)
2025	$2,191.00 (+3.64%)	$68,900	$137,800
2024	$2,114.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20