20 Middle St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 20 Middle St, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,260 sqft · built 1950
Lot Size0.281 acres (12,240 sqft)
Owner2 Individual Names on Record
Last Sale$144,000 (Nov 1994)
Tax Bill$6,613 (2025)
Deeds & MortgagesApr 2024 Mortgage
Apr 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN36-00000100

Property Details

APN / Parcel Number

Primary APN36-00000100
Alternative APN
  • NATI M:00000036 P:00000100

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,260 sqft Living Area
1st Floor Area720 sqft
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1967
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area12,240 sqft (0.281 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number36-00000100
Street Address20 MIDDLE ST
CityNATICK
StateMA
Zip01760-2112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group3
Census Block3002
Census Tract382200

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 MIDDLE ST, NATICK, MA 01760-2112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2024Deed of Trust, Mortgage · ARM
SECRETARY HOUSING URBAN DEVELOPMENT
Apr 1, 2024Deed of Trust, Mortgage · ARM
LONGBRIDGE FINANCIAL LLC
Apr 4, 2023Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 1994 · Amount on Record
Deed SaleNov 1, 1994 · Amount on Record
Last Transfer DateMar 25, 2023
Transfer Doc0001934830
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address20 MIDDLE ST, NATICK, MA 01760-2112
Transaction TypeMortgage
Record UpdatedApr 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001954222
DateApr 1, 2024
Instrument1954222
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeARM
AmountAmount Recorded
Term889 Months
DueMay 1, 2098
Interest
Rate TypeAdjustable Rate
Rate6.88%
Type Change DateApr 1, 2024
IndexOther

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address20 MIDDLE ST, NATICK, MA 01760-2112
Transaction TypeMortgage
Record UpdatedApr 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001954221
DateApr 1, 2024
Instrument1954221
Lender
NameLONGBRIDGE FINANCIAL LLC
Agreement
TypeARM
AmountAmount Recorded
Term889 Months
DueMay 1, 2098
Interest
Rate TypeAdjustable Rate
Rate6.88%
Type Change DateApr 1, 2024
IndexOther

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateApr 4, 2023
Property Address20 MIDDLE ST, NATICK, MA 01760-2112
Document Number0001934830
Instrument DateMar 25, 2023
Instrument1934830
Transaction TypeTransfer
Record UpdatedApr 21, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20 MIDDLE ST, NATICK, MA 01760-2112

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,613.00 (+2.72%)$552,900 (+5.29%) Land $455,000 Building $97,900$624,150
2024$6,438.00 (+2.7%)$525,100 (+5.87%) Land $429,800 Building $95,300
2023$6,269.00$496,000 Land $404,000 Building $92,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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