Hampshire County and Northampton City property record for 20 Middle St, Florence, MA 01062 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,888 sqft · built 1900 |
| Lot Size | 0.31 acres (13,491 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Jul 2016) |
| Tax Bill | $9,321 (2025) |
| Deeds & Mortgages | Apr 2020 Refinance |
| APN | NHAM M:023A B:0123 L:0001 |
| Primary APN | NHAM M:023A B:0123 L:0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,888 sqft Living Area |
| Gross Area | 1,841 sqft |
| 1st Floor Area | 630 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Lot Area | 13,491 sqft (0.31 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 20 MIDDLE ST |
|---|---|
| City | FLORENCE |
| State | MA |
| Zip | 01062-1920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 123 |
| Legal Lot Number | 1 |
| Jurisdiction | NORTHAMPTON MA |
| Township / Civil Division | NORTHAMPTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 821602 |
Source: Hampshire County and Northampton City records · APN NHAM M:023A B:0123 L:0001
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 MIDDLE ST, FLORENCE, MA 01062-1920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2016 · Amount on Record |
| Deed Sale | Jul 12, 2016 · Amount on Record |
| Prior Sale | Apr 15, 2014 · Amount on Record |
| Deed Book / Page | 12336 / 169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Property Address | 20 MIDDLE ST, NORTHAMPTON, MA 01062-1920 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 13587-45 |
|---|---|
| Date | Apr 07, 2020 |
| Book Page | 13587/45 |
| Instrument | 6172 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2040 |
Source: Hampshire County and Northampton City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| Municipality | Northampton City |
| Unified School District | Northampton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,321.00 (+14.21%) | $669,100 (+29.87%) Land $171,400 Building $497,700 | $684,950 (+10.6%) |
| 2024 | $619,305 | ||
| 2023 | $8,161.00 | $515,200 Land $136,000 Building $379,200 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250158216021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2003–2011) |
| Most Recent Claim | Aug 2011, river or lake flooding, Tropical Storm Irene |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 2,000 / 250 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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