Rensselaer County and North Greenbush Town property record for 20 Middle Rd, Troy, NY 12180
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,223 sqft · built 1980 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Apr 2022) |
| Tax Bill | $4,577 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Oct 2021 Refinance |
| APN | 383200 123.10-3-1.2 |
| Primary APN | 383200 123.10-3-1.2 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,223 sqft Living Area |
| 1st Floor Area | 2,223 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 133 ft deep x 150 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 200 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 20 MIDDLE RD |
|---|---|
| City | TROY |
| State | NY |
| Zip | 12180-7736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 1.002 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | NORTH GREENBUSH |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 52306 |
20 Middle Rd is owned and occupied by an individual who bought it in April 2022.
Source: Rensselaer County and North Greenbush Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 MIDDLE RD, TROY, NY 12180-7736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP |
| Oct 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2022 · Amount on File |
| Deed Sale | Apr 13, 2022 · Amount on File |
| Deed Document Number | 2022609288 |
| Deed Book / Page | 10022 / 77 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Apr 13, 2022 |
| Property Address | 20 MIDDLE RD, TROY, NY 12180-7736 |
| Document Number | 0100220077 |
| Book / Page | 10022 / 77 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 2022-609288 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 EUCLID AVE, TROY, NY 12180-3131 |
| Document Number | 2022609289 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 2022-609289 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 20 MIDDLE RD, TROY, NY 12180-7736 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0097670326 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 9767/326 |
| Instrument | 2021-597612 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2046 |
The 2026 property tax bill for 20 Middle Rd was $4,577, down 0.2% from the year before.
Source: Rensselaer County and North Greenbush Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | North Greenbush Town |
| Unified School District | North Greenbush Common School District (Williams) (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,577.00 (-0.15%) | ||
| 2025 | $4,584.00 | $58,500 Land $7,300 Building $51,200 | $365,625 Land $45,625 Building $320,000 |
| 2023 | $58,500 Land $7,300 Building $51,200 | $303,896 Land $37,922 Building $265,974 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA's flood maps do not cover 20 Middle Rd.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Middle Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH GREENBUSH CONSOLIDATED DISTRICT serves 10,226 people · EPA ID NY4130243 |
|---|---|
| Water Source | Purchased surface water from TROY CITY PWS |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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