20 Michael Dr, Thorndike, MA 01079 Property Records

Hampden County and Palmer Town City property record for 20 Michael Dr, Thorndike, MA 01079 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,270 sqft · built 2005
Lot Size	14 acres (609,955 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jul 2025)
Tax Bill	$5,332 (2025)
Deeds & Mortgages	Jul 2025 Sale & Refinance Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PALM M:24 B:52 L:20`

Property Details

APN / Parcel Number

Primary APN	`PALM M:24 B:52 L:20`
Alternative APN	`M:0024 L:000052 U:0020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,270 sqft Living Area
Gross Area	2,722 sqft
1st Floor Area	850 sqft
Basement Area	440 sqft
Unfinished Basement	280 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	609,955 sqft (14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 MICHAEL DR
City	THORNDIKE
State	MA
Zip	01079-7713
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	52
Legal Lot Number	20
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	2
Census Block	2014
Census Tract	810200

Owner

Source: Hampden County and Palmer Town City records · APN PALM M:24 B:52 L:20

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 MICHAEL DR # 20, 20, PALMER, MA 01069
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance SUMMIT FUNDING INC
Jun 16, 2023	Quit Claim Deed, Transfer
Jun 12, 2019	Condominium Deed, Transfer · Conventional with PMI FREEDOM CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 2025 · Amount on Record
Deed Sale	Jul 11, 2025 · Amount on Record
Prior Sale	Jun 16, 2023 · Amount on Record
Deed Book / Page	25937 / 507
Record Updated	Sep 20, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Jul 11, 2025
Property Address	20 MICHAEL DR, THORNDIKE, MA 01079-7713
Document Number	025937-507
Book / Page	25937 / 507
Instrument Date	Jul 11, 2025
Instrument	31419
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MICHAEL DR #20 # 20, 20, PALMER, MA 01069

Mortgage

Document Number	0000031420
Date	Jul 11, 2025
Instrument	31420

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Jun 16, 2023
Property Address	20 MICHAEL DR, THORNDIKE, MA 01079-7713
Document Number	025045-222
Book / Page	25045 / 222
Instrument Date	Jun 06, 2023
Instrument	27606
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2447 COMO AVE, SAINT PAUL, MN 55108-1459

June 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	PALMER MA
Recording Date	Jun 12, 2019
Property Address	20 MICHAEL DR, THORNDIKE, MA 01079-7713
Document Number	22705-581
Book / Page	022705 / 000581
Instrument Date	Jun 12, 2019
Instrument	31149
Transaction Type	Transfer
Record Updated	Jul 02, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,004.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 JOBS HILL RD ELLINGTON CT 060293308, ELLINGTON, CT 06029-3308

Mortgage

Document Number	22705-584
Date	Jun 12, 2019
Book Page	022705/000584
Instrument	31150

Lender

Name	FREEDOM CU

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,332.00 (+3.37%)	$291,700 (+7.28%) Building $291,700	$300,675 (-10.44%)
2024	$5,158.00 (+1.96%)	$271,900 (+7.81%) Building $271,900	$335,730
2023	$5,059.00	$252,200 Building $252,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 132 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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