Cranston City property record for 20 Michael Dr, Cranston, RI 02920
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,216 sqft · built 1960 |
| Lot Size | 0.172 acres (7,514 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,000 (Oct 1998) |
| Tax Bill | $4,468 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jan 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:10=1 L:1356 U |
| Primary APN | M:10=1 L:1356 U |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| Gross Area | 2,562 sqft |
| 1st Floor Area | 1,216 sqft |
| Basement Area | 1,060 sqft |
| Unfinished Basement | 1,060 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,514 sqft (0.172 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1129380 |
|---|---|
| Street Address | 20 MICHAEL DR |
| City | CRANSTON |
| State | RI |
| Zip | 02920-8130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A8 |
| Legal Lot Number | 1356 |
| Jurisdiction | CRANSTON RI |
| Township / Civil Division | CRANSTON |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 13900 |
Source: Cranston City assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 MICHAEL DR, CRANSTON, RI 02920-8130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION |
| Jan 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Dec 11, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 21, 1998 · Amount on Record |
| Deed Sale | Oct 21, 1998 · Amount on Record |
| Deed Book / Page | 1050 / 582 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Property Address | 20 MICHAEL DR, CRANSTON, RI 02920-8130 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00006704-8 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 6704/8 |
| Instrument | 89700 |
| Name | COASTAL ONE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Property Address | 20 MICHAEL DR, CRANSTON, RI 02920-8130 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 006417-187 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 6417/187 |
| Instrument | 100003390 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 1, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CRANSTON RI |
| Recording Date | Dec 11, 2019 |
| Property Address | 20 MICHAEL DR, CRANSTON, RI 02920-8130 |
| Document Number | 5885-132 |
| Book / Page | 5885 / 132 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 20191211014752 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 5885-135 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 5885/135 |
| Instrument | 20191211014753 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Cranston City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Cranston City |
| Unified School District | Cranston School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,468.00 (+2.08%) | $321,900 (+38.99%) Land $106,700 Building $215,200 |
| 2023 | $4,377.00 (+2.1%) | $231,600 (-) Land $73,600 Building $158,000 |
| 2022 | $4,287.00 | $231,600 Land $73,600 Building $158,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 units insured incl. 3 condo units |
| Nearby Flood Claims | 10 (2010) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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