Macon County property record for 20 Michael Cir, Lafayette, TN 37083
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,420 sqft · built 2006 |
| Lot Size | 0.839 acres (36,590 sqft) |
| Owner | Individual Name on File |
| Last Sale | $455,000 (May 2023) |
| Tax Bill | $2,033 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056051L C 01800 |
| Primary APN | 056051L C 01800 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,420 sqft Living Area |
| 1st Floor Area | 1,828 sqft |
| Upper Floors Area | 1,972 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 36,590 sqft (0.839 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 360 sqft |
| Patio Area | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 20 MICHAEL CIR |
|---|---|
| City | LAFAYETTE |
| State | TN |
| Zip | 37083-2676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: G01 |
| Legal Subdivision | GREEN FIELD FARM |
| Legal Lot Number | 18 |
| Jurisdiction | MACON TN |
| Township / Civil Division | 10 |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 970301 |
20 Michael Cir is owned and occupied by an individual who bought it in May 2023.
Source: Macon County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 MICHAEL CIR, LAFAYETTE, TN 37083-2676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 30, 2023 | Deed of Trust, Mortgage · Line of Credit MACON BANK & TRUST COMPANY |
| Feb 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| May 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Mar 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Nov 20, 2018 | Deed of Trust, Transfer · FHA Mortgage 1ST SIGNATURE LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2023 · Amount on File |
| Deed Sale | May 3, 2023 · Amount on File |
| Prior Sale | Nov 26, 2018 · Amount on File |
| Deed Document Number | 23001414 |
| Deed Book / Page | RB183 / 831 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON TN |
| Property Address | 20 MICHAEL CIR, LAFAYETTE, TN 37083-2676 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 MICHAEL CIR, LAFAYETTE, TN 37083-2676 |
| Document Number | 0RB185/363 |
|---|---|
| Date | May 30, 2023 |
| Book Page | RB185/363 |
| Instrument | 23001732 |
| Name | MACON BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, TN 37083 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON TN |
| Property Address | 20 MICHAEL CIR, LAFAYETTE, TN 37083-2676 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0RB122/133 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | RB122/133 |
| Instrument | 21000726 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON TN |
| Recording Date | May 3, 2023 |
| Property Address | 20 MICHAEL CIR, LAFAYETTE, TN 37083-2676 |
| Document Number | 0RB183/831 |
| Book / Page | RB183 / 831 |
| Map Reference | CAB 1 SL 188-B |
| Instrument Date | Apr 28, 2023 |
| Instrument | 23001414 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | REAL ESTATE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,683.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 MICHAEL CIR, LAFAYETTE, TN 37083-2676 |
| Document Number | 0023001415 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 23001415 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Number | 0RB183/928 |
|---|---|
| Date | May 3, 2023 |
| Book Page | RB183/928 |
| Instrument | 23001428 |
| Name | LIBERTY STATE BANK |
|---|---|
| Type | Bank |
| Address | SAN RAMON, CA 94583 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON TN |
| Property Address | 20 MICHAEL CIR, LAFAYETTE, TN 37083-2676 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000000726 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | RB122/133 |
| Instrument | 21000726 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON TN |
| Property Address | 20 MICHAEL CIR, LAFAYETTE, TN 37083-2676 |
| Document Number | 0000001313 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | ALTA TITLE INSURANCE COMMITMENT, ALTA TITLE INS COMMITMENT |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 MICHAEL CIR LAFAYETTE TN 370832676, LAFAYETTE, TN 37083-2676 |
| Document Number | 0000001313 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 000098/000405 |
| Instrument | 1313 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON TN |
| Property Address | 20 MICHAEL CIR, LAFAYETTE, TN 37083-2676 |
| Document Number | 0000003627 |
| Instrument Date | Nov 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 20 MICHAEL CIR LAFAYETTE TN 370832676, LAFAYETTE, TN 37083-2676 |
| Document Number | 0000003627 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 000068/000130 |
| Instrument | 3627 |
| Name | 1ST SIGNATURE LNDG |
|---|---|
| Address | INDIANAPOLIS, IN 46256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2048 |
The 2025 property tax bill for 20 Michael Cir was $2,033.
Source: Macon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Macon County |
| Municipality | Lafayette City |
| Unified School District | Macon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,033.00 | $125,275 Land $17,500 Building $107,775 | |
| 2023 | $125,275 Land $17,500 Building $107,775 | $501,100 Land $70,000 Building $431,100 | |
| 2019 | $2,055.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20 Michael Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Michael Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| North Central Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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