20 Meredith Ln, Marion, NC 28752 Property Records

McDowell County property record for 20 Meredith Ln, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,304 sqft · built 2002
Lot Size	0.108 acres (4,704 sqft)
Owner	Individual Name on Record
Tax Bill	$1,351 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`1711-13-23-2802`

Property Details

APN / Parcel Number

Primary APN	`1711-13-23-2802`
Alternative APN	`60285`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,304 sqft Heated Area
Gross Area	1,764 sqft
1st Floor Area	1,304 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,704 sqft (0.108 acres)
Garage Area	196 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	60285
Street Address	20 MEREDITH LN
City	MARION
State	NC
Zip	28752-6613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 A0.108 AC
Legal Subdivision	LELAND HERBERT GOREEKI
Legal Lot Number	3
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	1
Census Block	1043
Census Tract	970400

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 MEREDITH LN, C1, MARION, NC 28752-6613
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 23, 2022	Deed of Trust, Mortgage · Reverse Mortgage REALFI HOME FUNDING CORP
Jan 28, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jul 5, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 20, 2021	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jan 13, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU
Oct 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 25, 2015
Transfer Doc	0011520071
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Recording Date	Sep 2, 2026
Property Address	20 MEREDITH LN, MARION, NC 28752-6613
Document Number	0000004442
Book / Page	1550 / 713
Instrument Date	Aug 24, 2026
Instrument	20264442
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004442,
Date	Sep 2, 2026
Book Page	1550/713
Instrument	20264442

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	20 MEREDITH LN, MARION, NC 28752-6613
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MEREDITH LN C1, C1, MARION, NC 28752-6613

Mortgage

Document Number	0014420497
Date	Jul 27, 2023
Book Page	1442/497
Instrument	2023003475

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	20 MEREDITH LN, MARION, NC 28752-6613
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MEREDITH LN C1, C1, MARION, NC 28752-6613

Mortgage

Document Number	0013920661
Date	Mar 23, 2022
Book Page	1392/661
Instrument	2022001736

Lender

Name	REALFI HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	932 Months
Due	Nov 22, 2099

Interest

Rate Type	Adjustable Rate
Rate	3.4%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.4%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	20 MEREDITH LN, MARION, NC 28752-6613
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MEREDITH LN, MARION, NC 28752-6613

Mortgage

Document Number	0013390149
Date	Jan 28, 2021
Book Page	1339/149
Instrument	2021000570

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	946 Months
Due	Nov 22, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.86%
Type Change Date	Mar 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	20 MEREDITH LN, MARION, NC 28752-6613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LENDER RECORDING SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012170596
Date	Jul 5, 2017
Book Page	1217/0596
Instrument	2017003215

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	20 MEREDITH LN, MARION, NC 28752-6613
Document Number	0013390163
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MEREDITH LN MARION NC 287526613, MARION, NC 28752-6613

Mortgage

Document Number	0013390163
Date	Jan 28, 2021
Book Page	001339/000163
Instrument	571

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Jan 27, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.86%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	20 MEREDITH LN, MARION, NC 28752-6613
Document Number	0012980348
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MEREDITH LN #C1 MARION NC 287526613, C1, MARION, NC 28752-6613

Mortgage

Document Number	0012980348
Date	Jan 17, 2020
Book Page	001298/000348
Instrument	284

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	20 MEREDITH LN, MARION, NC 28752-6613
Document Number	0012570867
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MEREDITH LN #C-3 MARION NC 287526613, C-3, MARION, NC 28752-6613

Mortgage

Document Number	0012570867
Date	Oct 16, 2018
Book Page	001257/000867
Instrument	4793

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,351.00	$225,930 (-) Land $25,000 Building $200,930
2023	$1,351.00	$225,930 Land $25,000 Building $200,930	$225,930 Land $25,000 Building $200,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Most Recent Claim	Jan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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