20 Memory Ln, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 20 Memory Ln, Palmer, MA 01069 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1996
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Oct 2019)
Tax Bill	$6,601 (2025)
Deeds & Mortgages	Apr 2021 Refinance Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PALM M:19 B:14 L:10`

Property Details

APN / Parcel Number

Primary APN	`PALM M:19 B:14 L:10`
Alternative APN	`M:0019 L:000014 U:0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	3,528 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	216 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,677 sqft (1.37 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	20 MEMORY LN
City	PALMER
State	MA
Zip	01069-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	14
Legal Lot Number	10
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	2
Census Block	2022
Census Tract	810200

Owner

Source: Hampden County and Palmer Town City records · APN PALM M:19 B:14 L:10

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 MEMORY LN, PALMER, MA 01069-2305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL NETWORK
Oct 31, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2019 · Amount on Record
Deed Sale	Oct 31, 2019 · Amount on Record
Prior Sale	Jun 12, 2014 · Amount on Record
Deed Document Number	201963858
Deed Book / Page	22930 / 78
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	20 MEMORY LN, PALMER, MA 01069-2305
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23822-486
Date	Apr 14, 2021
Book Page	23822/486
Instrument	25105

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALMER MA
Recording Date	Oct 31, 2019
Property Address	20 MEMORY LN, PALMER, MA 01069-2305
Document Number	22930-78
Book / Page	22930 / 78
Instrument Date	Oct 31, 2019
Instrument	63858
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MEMORY LN, PALMER, MA 01069-2305

Mortgage

Document Number	63859
Date	Oct 31, 2019
Instrument	63859

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,601.00 (+6.92%)	$363,700 (+9.98%) Land $54,700 Building $309,000	$337,250 (+3.17%)
2024	$6,174.00 (+2.58%)	$330,700 (+6.82%) Land $49,800 Building $280,900	$326,895
2023	$6,019.00	$309,600 Land $49,800 Building $259,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Memory Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures