20 Memorial Cir, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 20 Memorial Cir, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,340 sqft · built 1946
Lot Size	0.317 acres (13,826 sqft)
Owner	2 Individual Names on File
Last Sale	$158,000 (Aug 2019)
Tax Bill	$3,637 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0159 B:0000 L:67`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0159 B:0000 L:67`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
Gross Area	1,870 sqft
Basement Area	910 sqft
Unfinished Basement	455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,826 sqft (0.317 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	20 MEMORIAL CIR
City	HOLYOKE
State	MA
Zip	01040-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Subdivision	MEMORIAL VILLAGE
Legal Lot Number	67
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	3
Census Block	3025
Census Tract	812101

Owner

Source: Hampden County and Holyoke City records · APN HOLY M:0159 B:0000 L:67

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 MEMORIAL CIR, HOLYOKE, MA 01040-1018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2019 · Amount on Record
Deed Sale	Aug 07, 2019 · Amount on Record
Deed Document Number	201944339
Deed Book / Page	22794 / 406
Last Transfer Date	Sep 12, 2023
Transfer Doc	025642-205
Record Updated	Sep 20, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Aug 07, 2019
Property Address	20 MEMORIAL CIR, HOLYOKE, MA 01040-1018
Document Number	22794-406
Book / Page	22794 / 406
Instrument Date	Jul 18, 2019
Instrument	44339
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 WHITE ST, SPRINGFIELD, MA 01108-1316

Mortgage

Document Number	44340
Date	Aug 07, 2019
Instrument	44340

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Holyoke City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,637.00 (+2.08%)	$208,300 (+10.8%) Land $63,900 Building $144,400	$290,035
2024	$3,563.00 (+4.18%)	$188,000 (+3.13%) Land $60,900 Building $127,100
2023	$3,420.00	$182,300 Land $60,900 Building $121,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), as of June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138121013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2026 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 359 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA1137000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.