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20 Memminger Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 20 Memminger Dr, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,333 sqft · built 1973
Lot Size1.14 acres (49,658 sqft)
Owner2 Individual Names on File
Last Sale$628,000 (Jan 2026)
Tax Bill$2,025 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9577215685

Property Details

APN / Parcel Number

Primary APN9577215685
Alternative APN
  • 1006859

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,333 sqft Heated Area
1st Floor Area2,333 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1977
Architectural StyleConventional
Exterior MaterialBrick
Foundation TypeRaised
Lot Area49,658 sqft (1.14 acres)
Garage Area700 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area320 sqft
Deck Area480 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1006859
Street Address20 MEMMINGER DR
CityFLAT ROCK
StateNC
Zip28731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1006859~R-
Legal DescriptionMEMMINGER DR PL2005-5646
Legal SubdivisionRAVENSWOOD
Legal Block21
Legal Lot Number5685
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group2
Census Block2000
Census Tract931500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation)
listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address225 MERRIFIELD DR, GREENVILLE, SC 29615-3342
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2026 · Amount on File
Deed SaleJan 23, 2026 · Amount on File
Prior SaleJan 26, 2007 · Amount on File
Deed Document Number20261043607
Deed Book / Page4390 / 413
Record UpdatedOct 29, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateJan 23, 2026
Property Address20 MEMMINGER DR, FLAT ROCK, NC 28731
Document Number0043900413
Book / Page4390 / 413
Instrument DateJan 23, 2026
Instrument1001043607
Transaction TypeTransfer
Record UpdatedFeb 10, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,256.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address547 MIDDLEMOUNT RD, PISGAH FOREST, NC 28768-9842

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 MERRIFIELD DR, GREENVILLE, SC 29615-3342

Mortgage

Document Number1001043608
DateJan 23, 2026
Instrument1001043608
Lender
NameUNITED FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2041

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityFlat Rock Village
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$470,000 (-) Land $97,800 Building $372,200
2025$2,025.00$470,000 (-) Land $97,800 Building $372,200
2024$2,025.00
2023$470,000 Land $97,800 Building $372,200$470,000 Land $97,800 Building $372,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 individual policies
Nearby Flood Policies22 units insured
incl. 12 condo units
Nearby Flood Claims1 (2018)
Most Recent ClaimOct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
AT&T
DSL		100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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