20 Mechanic St, Millburn, NJ 07041 Property Records

Union County and Springfield Township property record for 20 Mechanic St, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	built 2019
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$5,000 (Jan 1997)
Tax Bill	$1,718 (2025)
Deeds & Mortgages	Jun 2018 Construction Loan Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-01003-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`12-01003-0000-00009`
Alternative APNs	`120100300009` `07041`

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	20 MECHANIC ST
City	MILLBURN
State	NJ
Zip	07041-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRREG .18AC
Legal Block	1003
Legal Lot Number	9
Jurisdiction	ESSEX NJ
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4021
Census Tract	37500

Owner

20 Mechanic St is owned and occupied by two individuals who bought it in January 1997.

Source: Union County and Springfield Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 MECHANIC ST, MILLBURN, NJ 07041-1106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2018	Deed of Trust, Construction Loan · Construction Mortgage UNITY BK
Dec 12, 2017	Grant Deed, Transfer · FHA Mortgage UNITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 1997 · Amount on File
Deed Sale	Jan 9, 1997 · Amount on File
Deed Book / Page	5455 / 397
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Jun 28, 2018
Property Address	20 MECHANIC ST, MILLBURN, NJ 07041-1106
Document Number	0000055955
Instrument Date	Jun 14, 2018
Instrument	55955
Transaction Type	Construction Loan
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 MECHANIC ST MILLBURN NJ 070411106, MILLBURN, NJ 07041-1106

Mortgage

Document Number	0000055955
Date	Jun 28, 2018
Instrument	55955

Lender

Name	UNITY BK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 27, 2019

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 12, 2017
Property Address	20 MECHANIC ST, MILLBURN, NJ 07041-1106
Document Number	0000107762
Instrument Date	Dec 7, 2017
Instrument	107762
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 MECHANIC ST MILLBURN NJ 070411106, MILLBURN, NJ 07041-1106

Mortgage

Document Number	107764
Date	Dec 12, 2017
Instrument	107764

Lender

Name	UNITY BK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20 Mechanic St was $1,718, up 1.9% from the year before.

Source: Union County and Springfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Springfield Township
Unified School District	Springfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,100 (-) Land $13,600 Building $71,500	$85,100 (-) Land $13,600 Building $71,500
2025	$1,718.00 (+1.9%)	$85,100 Land $13,600 Building $71,500	$85,100 Land $13,600 Building $71,500
2024	$1,686.00
2023		$85,100 Land $13,600 Building $71,500	$85,100 Land $13,600 Building $71,500
2022	$1,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Mechanic St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Mechanic St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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