20 McGuire Ct, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 20 McGuire Ct, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details3,328 sqft · built 1994
Lot Size0.362 acres (15,769 sqft)
Owner2 Individual Names on Record
Last Sale$940,000 (Aug 2008)
Tax Bill$26,146 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN51-04318-0000-00012-02

Property Details

APN / Parcel Number

Primary APN51-04318-0000-00012-02
Alternative APN
  • 51043180000000120002

Interior

Building Area3,328 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Lot Area15,769 sqft (0.362 acres)
Lot Dimensions121 ft deep x 126 ft wide

Location & Zoning

Street Address20 MCGUIRE CT
CityRIDGEWOOD
StateNJ
Zip07450-5300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.362 AC
Legal SubdivisionRIDGEWOOD VILLAGE
Legal Block4318
Legal Lot Number12.02
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group2
Census Block2006
Census Tract47500

Owner

Source: Bergen County and Ridgewood Village records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address20 MCGUIRE CT, RIDGEWOOD, NJ 07450-5300
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2008 · Amount on Record
Deed SaleAug 25, 2008 · Amount on Record
Prior SaleJan 14, 2000 · Amount on Record
Deed Document Number200879092
Deed Book / Page9597 / 207
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address20 MCGUIRE CT, RIDGEWOOD, NJ 07450-5300
Transaction TypeMortgage
Record UpdatedSep 7, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042861039
DateJul 22, 2021
Book Page4286/1039
Instrument2021117710
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$904,700 (-) Land $321,100 Building $583,600$904,700 (-) Land $321,100 Building $583,600
2025$26,146.00 (+0.74%)$904,700 (-) Land $321,100 Building $583,600$904,700 (-) Land $321,100 Building $583,600
2024$25,955.00 (+4.97%)
2023$904,700 Land $321,100 Building $583,600$904,700 Land $321,100 Building $583,600
2022$24,725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims43 (1989–2021)
Claims Outside the SFHA7 of 43
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 7 claims
  • Hurricane Irene, Aug 2011 · 14 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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