20 Mayfield St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 20 Mayfield St, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,256 sqft · built 1961
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$1,255,000 (Apr 2018)
Tax Bill	$16,227 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2020 Loan Modification + 2 more
Flood Zone	Zone AE (high risk)
APN	`551400 146-18-4-42`

Property Details

APN / Parcel Number

Primary APN	`551400 146-18-4-42`
Alternative APN	`140014601800040420000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,256 sqft Living Area
1st Floor Area	1,128 sqft
2nd Floor Area	1,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	3,920 sqft (0.09 acres)

Location & Zoning

Street Address	20 MAYFIELD ST
City	RYE
State	NY
Zip	10580-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	REVISED MAP OF FORD GARDENS
Legal Block	4
Legal Lot Number	42.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	4
Census Block	4002
Census Tract	7600

Owner

20 Mayfield St is owned and occupied by two individuals who bought it in April 2018.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 MAYFIELD ST, RYE, NY 10580-2733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 10, 2020	Loan Modification, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 10, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 12, 2018	Bargain and Sale Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2018 · Amount on File
Deed Sale	Apr 12, 2018 · Amount on File
Prior Sale	May 16, 2014 · Amount on File
Deed Document Number	2018580923110
Prior Transfer Date	Sep 15, 2009
Prior Transfer Doc	0492810034
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 13, 2026
Property Address	20 MAYFIELD ST, RYE, NY 10580-2733
Document Number	0000003332
Instrument Date	Jul 31, 2026
Instrument	20263332
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MAYFIELD ST, RYE, NY 10580-2733

Mortgage

Document Number	0000003332,
Date	Aug 13, 2026
Instrument	20263332

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2056

Interest

Max Rate	-1%

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	20 MAYFIELD ST, RYE, NY 10580-2733
Document Number	0601783335
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	WORLD CLASS ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 MAYFIELD ST RYE NY 105802733, RYE, NY 10580-2733

Mortgage

Document Number	0601783335
Date	Jun 29, 2020
Book Page	060178/003335

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	20 MAYFIELD ST, RYE, NY 10580-2733
Document Number	0601783333
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	WORLD CLASS ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 MAYFIELD ST RYE NY 105802733, RYE, NY 10580-2733

Mortgage

Document Number	0601783333
Date	Jun 29, 2020
Book Page	060178/003333

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

April 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 12, 2018
Property Address	20 MAYFIELD ST, RYE, NY 10580-2733
Document Number	0580923110
Instrument Date	Apr 9, 2018
Instrument	580923110
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	FUTURE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 MAYFIELD ST, 20, RYE, NY 10580-2733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 S MOORE LOOP APT B, B, WEST POINT, NY 10996-1267

Mortgage

Document Number	0581003383
Date	Apr 12, 2018
Instrument	581003383

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 20 Mayfield St was $16,227, up 76.5% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,227.00 (+76.53%)
2025	$9,192.00	$12,800 (-) Land $3,600 Building $9,200	$1,084,746 (+6.78%) Land $305,085 Building $779,661
2024		$12,800 (-) Land $3,600 Building $9,200	$1,015,873 (+2.38%) Land $285,714 Building $730,159
2023		$12,800 Land $3,600 Building $9,200	$992,248 Land $279,070 Building $713,178

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Mayfield St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	159 (1978–2023)
Claims Outside the SFHA	56 of 159
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 24 claims Hurricane Irene, Sep 2011 · 21 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Mayfield St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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