20 Massei Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 20 Massei Ave, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,124 sqft · built 1951
Lot Size	0.506 acres (22,041 sqft)
Owner	2 Individual Names on File
Last Sale	$785,000 (Apr 2026)
Tax Bill	$4,078 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-052-09`

Property Details

APN / Parcel Number

Primary APN	`051-052-09`
Alternative APN	`051-052-09-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,124 sqft Living Area
Gross Area	2,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	22,041 sqft (0.506 acres)
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 MASSEI AVE
City	WATSONVILLE
State	CA
Zip	95076-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	TR 63
Legal Subdivision	SAINT FRANCIS 63
Legal Tract	63
Legal Lot Number	18
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2003
Census Tract	122500

Owner

Source: Santa Cruz County records · APN 051-052-09

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 MASSEI AVE, WATSONVILLE, CA 95076-1402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 2026 · Amount on Record
Deed Sale	Apr 07, 2026 · Amount on Record
Prior Sale	Dec 04, 2009 · Amount on Record
Deed Document Number	20267623
Prior Transfer Date	Sep 08, 2006
Prior Transfer Doc	0000054849
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 07, 2026
Property Address	20 MASSEI AVE, WATSONVILLE, CA 95076-1402
Document Number	0000007623
Instrument Date	Mar 31, 2026
Instrument	20267623
Transaction Type	Transfer
Record Updated	Jul 02, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$87,213.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20 MASSEI AVE, WATSONVILLE, CA 95076-1402
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007624,
Date	Apr 07, 2026
Instrument	20267624

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	5.75%
Max Rate	-1%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,394 (+2%) Land $142,197 Building $142,197
2025	$4,078.00 (+11.7%)	$278,818 (+4.04%) Land $139,409 Building $139,409
2024	$3,651.00 (+1.87%)
2023	$3,584.00 (+1.93%)	$267,990 Land $133,995 Building $133,995	$678,870
2022	$3,516.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	28 (1982–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 6 claims Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 10 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cruzio Internet Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 35
Razzolink Fixed Wireless	500 / 250
Etheric Communications, LLC. Fixed Wireless	250 / 100

May also be available: Verizon.

Based on FCC filings for 49 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST FRANCIS TRACT WATER SYSTEM private · serves 118 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.