20 Martin St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 20 Martin St, Gilroy, CA 95020

Property Summary

Property TypeBank, Financial Building
Details9,835 sqft · built 1920
Lot Size0.226 acres (9,860 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Mar 1998)
Tax Bill$7,570 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN841-06-015

Property Details

APN / Parcel Number

Primary APN841-06-015

Interior

Stories2 Stories
Building Area9,835 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCustom Design
Construction TypeConcrete
Fire ResistanceMasonry Walls, Wood Interior
Lot Area9,860 sqft (0.226 acres)
Lot Dimensions125 ft deep x 63 ft wide

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address20 MARTIN ST
CityGILROY
StateCA
Zip95020-5813
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeC2
Legal SubdivisionHENRY MILLER
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1008
Census Tract512603

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1265, MORGAN HILL, CA 95038-1265
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 1998 · Amount on Record
Deed SaleMar 6, 1998 · Amount on Record
Deed Document Number199814084302
Last Transfer DateNov 26, 2012
Transfer Doc0022243626
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address20 MARTIN ST, GILROY, CA 95020-5813
Document Number0024465302
Instrument DateApr 13, 2020
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address7455 CHESBRO LAKE DR MORGAN HILL CA 95037, MORGAN HILL, CA 95037

Mortgage

Document Number0024465302
DateApr 28, 2020
Instrument24465302
Lender
NamePINNACLE BK
TypeBank
AddressSALINAS, CA 93901
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$610,742 (+2%) Land $195,432 Building $415,310
2025$7,570.00 (+1.61%)$598,767 (+4.04%) Land $191,600 Building $407,167
2024$7,450.00
2023$575,518 Land $184,161 Building $391,357

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Martin St

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