20 Marsh Brook Ln, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 20 Marsh Brook Ln, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 919 sqft · built 1995
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,049 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:099 B:051-B`

Property Details

APN / Parcel Number

Primary APN	`M:099 B:051-B`
Alternative APNs	`YORK M:0099 B:0051-B` `007891` `7891`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	919 sqft Living Area
Gross Area	2,568 sqft
1st Floor Area	768 sqft
Attic	Attic
Attic Area	432 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	100,188 sqft (2.3 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7891
Street Address	20 MARSH BROOK LN
City	CAPE NEDDICK
State	ME
Zip	03902-7986
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	51-B
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	4
Census Block	4036
Census Tract	36002

Owner

20 Marsh Brook Ln, a single family home, is owned by two individuals.

Source: York County and York Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 236, CAPE NEDDICK, ME 03902-0236
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2025	Deed of Trust, Mortgage LIGHTHOUSE FUNDING CORP
Dec 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAY EQUITY LLC
May 6, 2017	Deed of Trust, Mortgage NORTHEAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	20 MARSH BROOK LN, CAPE NEDDICK, ME 03902-7986
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196360897
Date	Apr 14, 2025
Book Page	19636/897
Instrument	2025011255

Lender

Name	LIGHTHOUSE FUNDING CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	121 Months
Due	May 1, 2035

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	20 MARSH BROOK LN, CAPE NEDDICK, ME 03902-7986
Transaction Type	Mortgage
Record Updated	Jan 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189080490
Date	Dec 22, 2021
Book Page	18908/490
Instrument	2021073439

Lender

Name	BAY EQUITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2032

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	20 MARSH BROOK LN, CAPE NEDDICK, ME 03902-7986
Document Number	0174780688
Book / Page	017478 / 000688
Instrument Date	May 6, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	20 MARSH BROOK LN CAPE NEDDICK ME 03902, CAPE NEDDICK, ME 03902

Mortgage

Document Number	0174780688
Date	May 25, 2017
Book Page	017478/000688
Instrument	19208

Lender

Name	NORTHEAST CU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 24, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20 Marsh Brook Ln was $3,049, up 5.3% from the year before.

Source: York County and York Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,049.00 (+5.28%)	$369,600 (+7.19%) Land $161,800 Building $207,800
2024	$2,896.00 (+7.86%)	$344,800 (+8.5%) Land $161,800 Building $183,000
2023	$2,685.00 (+4.8%)	$317,800 (+6.04%) Land $134,800 Building $183,000	$354,065
2022	$2,562.00	$299,700 Land $134,800 Building $164,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Marsh Brook Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2006–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Marsh Brook Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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