20 Margin St, Westerly, RI 02891 Property Records

Westerly Town property record for 20 Margin St, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1960
Square Footage	1,374 sqft Living Area
Lot Size	11,227 sqft (0.258 acres)
Occupancy	Owner Occupied
Last Sale	$415,000 (2017)
Tax Bill	$4,281.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`WEST M:76 B:50`
Alternative APNs	`M:076 B:50 L` `13041727`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,374 sqft Living Area
Gross Area	2,748 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod Style
Exterior Material	Brick Exterior
Roof Construction	Gable Roof Construction
Roof Material	Slate Roof
Lot Area	11,227 sqft (0.258 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	13041727
Street Address	20 MARGIN ST
City	WESTERLY
State	RI
Zip	02891-2119
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	50
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	1
Census Block	1009
Census Tract	50802

Owner

Source: Westerly Town records · APN WEST M:76 B:50

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 MARGIN ST, WESTERLY, RI 02891-2119
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 2017 · Amount on Record
Deed Sale	Nov 14, 2017 · Amount on Record
Deed Doc Number	20175043
Record Refreshed	Sep 20, 2026

November 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 14, 2017
Property Address	20 MARGIN ST, WESTERLY, RI 02891-2119
Document Number	2017-169
Book / Page	002017 / 020169
Instrument Date	Nov 14, 2017
Instrument	5043
Transaction Type	Transfer
Record Updated	Nov 28, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 KENT PL CRANSTON RI 029053403, CRANSTON, RI 02905-3403

Mortgage

Document Number	2017-173
Date	Nov 14, 2017
Book Page	002017/020173
Instrument	5044

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2047

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,281.00 (+6.94%)	$550,200 (+39.64%) Land $263,500 Building $286,700
2023	$4,003.00 (+0.6%)	$394,000 (-) Land $188,700 Building $205,300
2022	$3,979.00	$394,000 Land $188,700 Building $205,300

Flood & Wildfire

20 Margin St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood Zone	Zone X moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.