Stephens County property record for 20 Manor Oak Trl, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,666 sqft · built 1997 |
| Lot Size | 0.589 acres (25,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $123,431 (Jun 2010) |
| Tax Bill | $2,210 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 049D 029 |
| Primary APN | 049D 029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,666 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.589 acres) |
| Garage Area | 612 sqft |
| Porch | Porch |
| Porch Area | 606 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 356682 |
|---|---|
| Street Address | 20 MANOR OAK TRL |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | PT TRACT 1 MANOR OAKS |
| Legal Subdivision | MANOR OAKS |
| Legal Tract | 1 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 970202 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 MANOR OAK TRL, TOCCOA, GA 30577-8340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2010 · Amount on Record |
| Deed Sale | Jun 29, 2010 · Amount on Record |
| Prior Sale | Jul 7, 2009 · Amount on Record |
| Deed Document Number | 0000931419 |
| Deed Book / Page | 931 / 419 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 20 MANOR OAK TRL, TOCCOA, GA 30577-8340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 MANOR OAK TRL, TOCCOA, GA 30577-8340 |
| Document Number | 0012640000000201 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 0000001264/0000000201 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 20 MANOR OAK TRL, TOCCOA, GA 30577-8340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 MANOR OAK TRL, TOCCOA, GA 30577-8340 |
| Document Number | 0012730000000508 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 0000001273/0000000508 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,210.00 (+23.46%) Homeowner's exemption | $98,958 (+59.26%) Land $2,440 Building $96,518 | $247,396 (+59.26%) Land $6,100 Building $241,296 |
| 2023 | $1,790.00 (+2.4%) Homeowner's exemption | $62,135 (+5.78%) Land $2,440 Building $59,695 | $155,338 (+5.78%) Land $6,100 Building $149,238 |
| 2022 | $1,748.00 Homeowner's exemption | $58,738 Land $2,440 Building $56,298 | $146,844 Land $6,100 Building $140,744 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
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