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20 Main St, Windermere, FL 34786 Property Records

Orange County property record for 20 Main St, Windermere, FL 34786 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2010
Square Footage4,455 sqft Living Area
Lot Size90,449 sqft (2.07 acres)
OccupancyOwner Occupied
Last Sale$2,450,000 (2021)
Tax Bill$42,768.00 (2025)

Property Details

APN / Parcel Number

Primary APN08-23-28-4344-00-010
Alternative APNs
  • 282308434400010
  • 275968
  • 280813
  • 284973

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area4,455 sqft Living Area
Gross Area5,998 sqft Gross Area
1st Floor2,734 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialConcrete Roof
Lot Area90,449 sqft (2.07 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area736 sqft Garage
Porch Area503 sqft Porch
Water FeatureWater Feature
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address20 MAIN ST
CityWINDERMERE
StateFL
Zip34786-8640
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE BUTLER PARK P/55 LOTS 1 & 2 & THAT PART OF OCCUPIED PLA TTED LAKE LYING BETWEEN THE NORTH LINE OF LOT 1 EXTENDED WES TERLY TO WEST LINE OF THE EAST 1/2 OF THE SW 1/4 OF THE NW 1
Legal Range28E
Legal Township23S
Legal Section08
Legal SubdivisionLAKE BUTLER PARK
Legal Tract4344
Legal Lot Number1,2
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup1
Census Block1017
Census Tract14809

Owner

Source: Orange County records · APN 08-23-28-4344-00-010

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 MAIN ST, WINDERMERE, FL 34786-8640
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingMarried Man as his Sole and Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Quit Claim Deed, Transfer
SIMPLIFILE
Sep 05, 2023Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Aug 24, 2021Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK
May 08, 2019Warranty Deed, Transfer
CITADEL SVCNG CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 24, 2021 · Amount on Record
Deed SaleAug 24, 2021 · Amount on Record
Prior SaleMay 08, 2019 · Amount on Record
Deed Doc Number2021517372
Last Transfer DateMar 23, 2026
Transfer Doc0000328758
Record RefreshedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateJun 12, 2026
Property Address20 MAIN ST, WINDERMERE, FL 34786-8640
Document Number0000328758
Instrument DateMar 23, 2026
Instrument2026328758
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanySIMPLIFILE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 MAIN ST, WINDERMERE, FL 34786-8640

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address20 MAIN ST, WINDERMERE, FL 34786-8640
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 MAIN ST, WINDERMERE, FL 34786-8640

Mortgage

Document Number0000503568
DateSep 05, 2023
Instrument20230503568
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 24, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 24, 2021
Property Address20 MAIN ST, WINDERMERE, FL 34786-8640
Document Number0000517372
Map ReferenceMB P PG 55
Instrument DateAug 20, 2021
Instrument20210517372
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyEXPRESS TITLE, EXPRESS TITLE & CLOSING SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$17,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7999 CHILTON DR, 7999, ORLANDO, FL 32836-5837

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 MAIN ST, WINDERMERE, FL 34786-8640

Mortgage

Document Number0000517373
DateAug 24, 2021
Instrument20210517373
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMay 08, 2019
Property Address20 MAIN ST, WINDERMERE, FL 34786-8640
Document Number0000286271
Instrument DateApr 26, 2019
Instrument286271
Transaction TypeTransfer
Record UpdatedMay 23, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$15,225.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 MAIN ST WINDERMERE FL 347868640, WINDERMERE, FL 34786-8640

Mortgage

Document Number286272
DateMay 08, 2019
Instrument286272
Lender
NameCITADEL SVCNG CORP
Address15707 ROCKFIELD BLVD # 320, IRVINE, CA 92618-2874
Agreement
AmountAmount Recorded
Term360 Months
DueMay 07, 2049
Interest
Rate TypeAdjustable Rate
Rate6.12%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,682,105 (+2.7%)$2,932,200 (-0.95%) Land $1,120,000 Building $1,812,200
2025$42,768.00 (+3.23%) Homeowner's exemption$2,611,592 (+17.71%)$2,960,380 (+15.99%) Land $1,120,000 Building $1,840,380
2024$41,429.00 (+14.33%)
2023$36,237.00 (+4%) Homeowner's exemption$2,218,614 (+3%)$2,552,224 (+18.49%) Land $1,120,000 Building $1,432,224
2022$34,842.00 Homeowner's exemption$2,153,994 Land $825,000 Building $1,328,994$2,153,994 Land $825,000 Building $1,328,994

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation100.7 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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