20 Main St, Silver Cliff (Westcliffe), CO 81252 Property Records

Custer County property record for 20 Main St, Silver Cliff, CO 81252

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,141 sqft · built 1964
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Sep 2023)
Tax Bill$1,176 (2025)
Deeds & MortgagesSep 2023 Sale
Dec 2018 Mortgage
+ 2 more
APN0010066200

Property Details

APN / Parcel Number

Primary APN0010066200

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,141 sqft Heated Area
Gross Area2,746 sqft
1st Floor Area1,141 sqft
Basement Area693 sqft
Unfinished Basement693 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,166 sqft (0.44 acres)
Garage TypeDetached
Garage Area864 sqft
PorchSlab
Porch Area48 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address20 MAIN ST
CitySILVER CLIFF
StateCO
Zip81252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR IN NW4SE4 DESC BK 184 P 945-946 IN SEC 17-22-72
Legal Range72
Legal Township22
Legal Section17
Legal SubdivisionWESTCLIFFE
JurisdictionCUSTER CO
Township / Civil DivisionWESTCLIFFE
Census Block Group3
Census Block3041
Census Tract970102

Owner

20 Main St is owned by an individual who bought it in September 2023.

Source: Custer County records, as of June 9, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 1352, WESTCLIFFE, CO 81252-1352
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2023Warranty Deed, Transfer
Dec 20, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST STATE BANK OF COLORADO
Jul 7, 2020Intrafamily Transfer, Transfer
Nov 1, 2019Special Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2023 · Amount on File
Deed SaleSep 11, 2023 · Amount on File
Prior SaleNov 1, 2019 · Amount on File
Deed Document Number2023249103
Prior Transfer DateJun 12, 2020
Prior Transfer Doc0000238340
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUSTER CO
Recording DateSep 11, 2023
Property Address20 MAIN ST, SILVER CLIFF, CO 81252
Document Number0000249103
Instrument DateSep 8, 2023
Instrument249103
Transaction TypeTransfer
Record UpdatedSep 28, 2023

Transaction

AmountAmount on Record
Tax$28.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
AddressPO BOX 1352, WESTCLIFFE, CO 81252-1352

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUSTER CO
Property Address20 MAIN ST, SILVER CLIFF, CO 81252
Transaction TypeMortgage
Record UpdatedFeb 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000234229
DateDec 20, 2018
Instrument234229
Lender
NameFIRST STATE BANK OF COLORADO
TypeBank
AddressWESTCLIFFE, CO 81252
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCUSTER CO
Recording DateJul 7, 2020
Property Address20 MAIN ST, SILVER CLIFF, CO 81252
Document Number0000238340
Instrument DateJun 12, 2020
Instrument238340
Transaction TypeTransfer
Record UpdatedFeb 4, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
AddressPO BOX 1673, SILVER CLIFF, CO 81252-1673

November 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCUSTER CO
Recording DateNov 1, 2019
Property Address20 MAIN ST, SILVER CLIFF, CO 81252
Document Number0000236584
Instrument DateNov 1, 2019
Instrument236584
Transaction TypeTransfer
Record UpdatedFeb 4, 2022
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Tax$19.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 MAIN ST, WESTCLIFFE, CO 81252

Tax Assessment & Valuation

The 2025 property tax bill for 20 Main St was $1,176.

Source: Custer County assessment roll, as of June 9, 2026

Property Jurisdictions

TypeName
StateColorado
CountyCuster County
MunicipalitySilver Cliff Town
Unified School DistrictCuster County School District C-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,176.00$16,050$256,780
2023$431.00 (-38.95%)$9,890 (-1.98%)$147,607 (+4.56%)
2022$706.00$10,090 Land $820 Building $9,270$141,174 Land $11,499 Building $129,675

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 20 Main St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Main St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROUND MOUNTAIN WSD
serves 1,950 people · EPA ID CO0114500
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
CenturyLink
DSL
80 / 10
Hilltop Broadband
Fixed Wireless · Fiber in parts of the area
50 / 15
Visionary Broadband
Fixed Wireless · Fiber in parts of the area
25 / 3

Nearby Properties on Main St

Nearby Streets

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