20 Main St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 20 Main St, Saugus, MA 01906

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	18 bd · 10 ba · 8,748 sqft · built 1969
Lot Size	0.261 acres (11,365 sqft)
Owner	Company Name on Record
Last Sale	$14,025,000 (Aug 2018)
Tax Bill	$22,359 (2026)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:008-E B:0018 L:0001`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:008-E B:0018 L:0001`
Alternative APNs	`M:008=E B:0018 L:0001` `10307401`

Interior

Bedrooms	18 Beds
Full Baths	10 Baths
Half Baths	2 Half Baths
Total Rooms	36 Rooms
Units	38 Units
Stories	3 Stories
Building Area	8,748 sqft Total Area
Gross Area	9,648 sqft
Basement Area	391 sqft
Unfinished Basement	391 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Gable
Roof Material	Other
Lot Area	11,365 sqft (0.261 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	10307401
Street Address	20 MAIN ST
City	SAUGUS
State	MA
Zip	01906-2340
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	NA
Legal Block	18
Legal Lot Number	1
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3001
Census Tract	208200

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	100 WASHINGTON ST, 1, SALEM, MA 01970-3526
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Deed Book / Page	36984 / 240
Record Updated	Oct 29, 2026

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 31, 2018
Property Address	20 MAIN ST, SAUGUS, MA 01906-2340
Document Number	36984-240
Book / Page	36984 / 240
Instrument	180831006160
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	369840244
Date	Aug 31, 2018
Instrument	36984/0244

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,359.00	$2,145,800 (+6.14%) Land $693,000 Building $1,443,500	$1,277,451 (-33.92%)
2025		$2,021,600 (+5.3%) Land $630,000 Building $1,391,600	$1,933,155
2024		$1,919,800 (+8.22%) Land $567,000 Building $1,352,800
2023		$1,774,000 Land $513,000 Building $1,261,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1991–2008)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2008 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20