20 Main St S, Ashland, MS 38603 Property Records

Benton County property record for 20 Main St S, Ashland, MS 38603

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,160 sqft · built 1880
Lot Size	0.055 acres (2,400 sqft)
Owner	Individual Name on File
Tax Bill	$942 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-0656-10-021-046.01`

Property Details

APN / Parcel Number

Primary APN	`3-0656-10-021-046.01`
Alternative APN	`21325`

Interior

Full Baths	2 Baths
Building Area	2,160 sqft Living Area
1st Floor Area	1,200 sqft
2nd Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	2,400 sqft (0.055 acres)
Lot Dimensions	100 ft deep x 24 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	21325
Street Address	20 MAIN ST S
City	ASHLAND
State	MS
Zip	38603-8102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLK 21 TWON OF ASHLAND 143/473
Legal Range	01
Legal Township	03
Legal Section	10
Legal Subdivision	TOWN OF ASHLAND
Legal Block	21
Legal Lot Number	18
Jurisdiction	BENTON MS
Township / Civil Division	3
Census Block Group	3
Census Block	3014
Census Tract	950102

Owner

20 Main St S is owned and occupied by an individual.

Source: Benton County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	20 MAIN ST S, ASHLAND, MS 38603-8102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MS
Property Address	20 MAIN ST S, ASHLAND, MS 38603-8102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0247/261
Date	Oct 23, 2017
Book Page	0247/261
Instrument	201701033

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 15, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20 Main St S was $942 with a homeowner's exemption.

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Benton County
Municipality	Ashland Town
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$942.00 Homeowner's exemption	$7,776	$77,760 Land $4,000 Building $73,760
2023	$830.00 Homeowner's exemption	$7,820	$78,200 Land $4,000 Building $74,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Main St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Main St S is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ASHLAND serves 1,977 people · EPA ID MS0050001
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20