Franklin County and Phillips Town property record for 20 Main St, Phillips, ME 04966
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,364 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2022 Line of Credit + 1 more |
| APN | PHIS M:U001 L:054 |
| Primary APN | PHIS M:U001 L:054 |
|---|---|
| Alternative APN |
|
| Lot Area | 1,307 sqft (0.03 acres) |
|---|
| Account Number | 976 |
|---|---|
| Street Address | 20 MAIN ST |
| City | PHILLIPS |
| State | ME |
| Zip | 04966-4402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 54 |
| Jurisdiction | PHILLIPS ME |
| Township / Civil Division | PHILLIPS |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 970602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
20 Main St is owned and occupied by an individual.
Source: Franklin County and Phillips Town records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 MAIN ST, PHILLIPS, ME 04966-4402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANGOR SAVINGS BANK |
| Dec 21, 2022 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| Nov 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHILLIPS ME |
| Property Address | 20 MAIN ST, PHILLIPS, ME 04966-4402 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0047890013 |
|---|---|
| Date | Dec 3, 2025 |
| Book Page | 4789/13 |
| Instrument | 2025-8592 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHILLIPS ME |
| Property Address | 20 MAIN ST, PHILLIPS, ME 04966-4402 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0045180159 |
|---|---|
| Date | Dec 21, 2022 |
| Book Page | 4518/159 |
| Instrument | 9878 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHILLIPS ME |
| Property Address | 20 MAIN ST, PHILLIPS, ME 04966-4402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041440093 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 4144/93 |
| Instrument | 9413 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
Source: Franklin County and Phillips Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Franklin County |
| County Subdivision | Phillips Town |
| Unified School District | School Administrative District 58 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2024 | $1,364.00 (+16.18%) | $61,145 (-) Land $15,925 Building $45,220 |
| 2023 | $1,174.00 | $61,145 Land $15,925 Building $45,220 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA has no flood map on file for 20 Main St; there have been 2 flood claims nearby since 2023.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2023) |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT BLUE STANDARD WATER DISTRICT serves 650 people · EPA ID ME0091260 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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