Otsego County and Laurens Town property record for 20 Main St, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,848 sqft · built 1950 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $69,900 (Jun 2018) |
| Tax Bill | $1,843 (2026) |
| Deeds & Mortgages | Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 363401 240.15-2-80.00 |
| Primary APN | 363401 240.15-2-80.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,244 sqft |
| Upper Floors Area | 604 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 001943 |
|---|---|
| Street Address | 20 MAIN ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Block | 2 |
| Legal Lot Number | 80.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | LAURENS |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 591402 |
20 Main St is owned by two individuals who bought it in June 2018.
Source: Otsego County and Laurens Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 SOUTH ST, EDMESTON, NY 13335-1920 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2018 · Amount on File |
| Deed Sale | Jun 20, 2018 · Amount on File |
| Prior Sale | Mar 22, 2006 · Amount on File |
| Deed Document Number | 20182734 |
| Prior Transfer Date | Mar 5, 2018 |
| Prior Transfer Doc | 0000000297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jun 20, 2018 |
| Property Address | 20 MAIN ST, LAURENS, NY 13796-1117 |
| Document Number | 0000002734 |
| Instrument Date | May 29, 2018 |
| Instrument | 2734 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 SOUTH ST EDMESTON NY 133351920, EDMESTON, NY 13335-1920 |
The 2026 property tax bill for 20 Main St was $1,843, up 1.5% from the year before.
Source: Otsego County and Laurens Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Laurens Town |
| Municipality | Laurens Village |
| Unified School District | Laurens Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,843.00 (+1.49%) | ||
| 2025 | $1,816.00 | $57,000 Land $16,000 Building $41,000 | $85,714 Land $24,060 Building $61,654 |
| 2023 | $57,000 Land $16,000 Building $41,000 | $75,858 Land $21,293 Building $54,565 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: OEConnect.
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