Franklin County and Northfield Town property record for 20 Main St, Northfield, MA 01360
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,495 sqft · built 1920 |
| Lot Size | 3.99 acres (173,804 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Nov 2020) |
| Tax Bill | $5,842 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Nov 2020 Sale + 1 more |
| APN | NFLD M:030 B:000F4 L:1 |
| Primary APN | NFLD M:030 B:000F4 L:1 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,495 sqft Living Area |
| Gross Area | 4,266 sqft |
| 1st Floor Area | 1,071 sqft |
| Basement Area | 1,050 sqft |
| Unfinished Basement | 525 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Slate |
| Lot Area | 173,804 sqft (3.99 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 20 MAIN ST |
|---|---|
| City | NORTHFIELD |
| State | MA |
| Zip | 01360-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | F4 |
| Legal Lot Number | 1 |
| Jurisdiction | NORTHFIELD MA |
| Township / Civil Division | NORTHFIELD |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 40300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Northfield Main Street Historic District listed 1982 · 47 contributing resources · NRIS 82004965 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
20 Main St is owned and occupied by two individuals who bought it in November 2020.
Source: Franklin County and Northfield Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 MAIN ST, NORTHFIELD, MA 01360-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) GREENFIELD COOPERATIVE BANK |
| Nov 3, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 21, 2018 | Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2020 · Amount on File |
| Deed Sale | Nov 3, 2020 · Amount on File |
| Prior Sale | Oct 3, 2018 · Amount on File |
| Deed Document Number | 202011789 |
| Deed Book / Page | 7642 / 225 |
| Prior Transfer Date | Oct 29, 2020 |
| Prior Transfer Doc | 7642-225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHFIELD MA |
| Property Address | 20 MAIN ST, NORTHFIELD, MA 01360-1023 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0008297-54 |
|---|---|
| Date | Mar 29, 2024 |
| Book Page | 8297/54 |
| Instrument | 2564 |
| Name | GREENFIELD COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTHFIELD MA |
| Recording Date | Nov 3, 2020 |
| Property Address | 20 MAIN ST, NORTHFIELD, MA 01360-1023 |
| Document Number | 7642-225 |
| Book / Page | 007642 / 000225 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 11789 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,619.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 MAIN ST NORTHFIELD MA 013601023, NORTHFIELD, MA 01360-1023 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | NORTHFIELD MA |
| Recording Date | Feb 21, 2018 |
| Property Address | 20 MAIN ST, NORTHFIELD, MA 01360-1023 |
| Document Number | 7163-93 |
| Book / Page | 007163 / 000093 |
| Instrument Date | Feb 12, 2018 |
| Instrument | 1694 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 13, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $779.76 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284 |
The 2025 property tax bill for 20 Main St was $5,842, up 5% from the year before.
Source: Franklin County and Northfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Franklin County |
| County Subdivision | Northfield Town |
| Unified School District | Pioneer Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,842.00 (+4.98%) | $422,100 (+3%) Land $75,400 Building $346,700 | $440,164 (-3.03%) |
| 2024 | $5,565.00 (+10.48%) | $409,800 (+10.49%) Land $70,900 Building $338,900 | $453,910 |
| 2023 | $5,037.00 | $370,900 Land $70,500 Building $300,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 20 Main St; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHFIELD WATER DISTRICT serves 800 people · EPA ID MA1217000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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