20 Magnolia St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 20 Magnolia St, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,293 sqft · built 2005
Lot Size	0.576 acres (25,134 sqft)
Owner	Individual Name on File
Last Sale	$337,000 (Sep 2020)
Tax Bill	$5,422 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-12-31-4950-00120-0030`

Property Details

APN / Parcel Number

Primary APN	`37-12-31-4950-00120-0030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,293 sqft Heated Area
Gross Area	3,260 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,134 sqft (0.576 acres)
Driveway	Driveway
Driveway Area	1,273 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	20 MAGNOLIA ST
City	FLAGLER BEACH
State	FL
Zip	32136-4927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	OAKVIEW ACRES BLOCK 12 LTS 3 & 12 AND PT VACATED ELM STREET OR 742 PG 1273 OR 755 PG 152 OR 990/1577 OR 2475/1639
Legal Range	31E
Legal Township	12S
Legal Section	37
Legal Subdivision	OAKVIEW ACRES
Legal Block	12
Legal Lot Number	3,12 12
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1012
Census Tract	60304

Owner

20 Magnolia St is owned and occupied by an individual who bought it in September 2020.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20 MAGNOLIA ST, FLAGLER BEACH, FL 32136-4927
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Deed of Trust, Mortgage · Line of Credit INTRACOASTAL BANK
Sep 17, 2018	Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on File
Deed Sale	Sep 11, 2020 · Amount on File
Prior Sale	Oct 3, 2003 · Amount on File
Deed Document Number	2020036212
Deed Book / Page	2475 / 1639
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	20 MAGNOLIA ST, FLAGLER BEACH, FL 32136-4927
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 PALM COAST PKWY NW, PALM COAST, FL 32137-4738

Mortgage

Document Number	0027891739
Date	Jun 19, 2023
Book Page	2789/1739
Instrument	2023026236

Lender

Name	INTRACOASTAL BANK
Type	Bank
Address	PALM COAST, FL 32137

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	20 MAGNOLIA ST, FLAGLER BEACH, FL 32136-4927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023061349
Date	Sep 17, 2018
Book Page	2306/1349
Instrument	2018035283

Lender

Name	AMERIS BANK
Type	Bank
Address	SAINT AUGUSTINE, FL 32084

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 11, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 11, 2020
Property Address	20 MAGNOLIA ST, FLAGLER BEACH, FL 32136-4927
Document Number	0024751639
Book / Page	2475 / 1639
Map Reference	MB 5 PG 56&57
Instrument Date	Aug 14, 2020
Instrument	2020036212
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	OLDE FLORIDA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,359.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 MAGNOLIA ST, 22, BEVERLY BEACH, FL 32136-4927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MAGNOLIA ST, FLAGLER BEACH, FL 32136-4927

Mortgage

Document Number	0024751641
Date	Sep 11, 2020
Instrument	2475/1641

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20 Magnolia St was $5,422 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,422.00 Homeowner's exemption	$425,945	$579,972 Land $152,000 Building $427,972
2023	$4,028.00 (+5.56%) Homeowner's exemption	$292,789 (+3%)	$404,092 (+5.16%) Land $120,000 Building $284,092
2022	$3,816.00 Homeowner's exemption	$284,262	$384,263 Land $111,000 Building $273,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Magnolia St in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 127 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	69 (1995–2026)
Claims Outside the SFHA	8 of 69
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 13 claims Hurricane Irma, Oct 2017 · 39 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Magnolia St is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 72% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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