Suffolk County and Smithtown Town property record for 20 Magnolia Dr, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,922 sqft · built 1956 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Jan 2014) |
| Tax Bill | $12,836 (2024) |
| Deeds & Mortgages | Jan 2023 Refinance Jul 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 93.-2-47 |
| Primary APN | 473489 93.-2-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,922 sqft Living Area |
| 1st Floor Area | 1,422 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Suburban |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 20 MAGNOLIA DR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-3707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12-499026 TC-52 *2521 LOT 368 MAYFAIR PARK SEC 7 |
| Legal Block | 2 |
| Legal Lot Number | 47 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 135201 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 MAGNOLIA DR, COMMACK, NY 11725-3707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance TRANSPORTATION FCU |
| Jul 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 6, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance TRANSPORTATION FCU |
| Sep 10, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC |
| May 17, 2017 | Deed of Trust, Mortgage · Line of Credit ASPIRE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2014 · Amount on Record |
| Deed Sale | Jan 7, 2014 · Amount on Record |
| Prior Sale | Dec 26, 2001 · Amount on Record |
| Deed Book / Page | 12759 / 254 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 20 MAGNOLIA DR, COMMACK, NY 11725-3707 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0234780347 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 23478/347 |
| Name | TRANSPORTATION FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Feb 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 20 MAGNOLIA DR, COMMACK, NY 11725-3707 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0233040457 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 23304/457 |
| Instrument | DM025386 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 20 MAGNOLIA DR, COMMACK, NY 11725-3707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230760994 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 23076/994 |
| Instrument | DK027444 |
| Name | TRANSPORTATION FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Dec 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 20 MAGNOLIA DR, COMMACK, NY 11725-3707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230590739 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 23059/739 |
| Instrument | DK019894 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 20 MAGNOLIA DR, COMMACK, NY 11725-3707 |
| Document Number | 0228320299 |
| Book / Page | 022832 / 000299 |
| Instrument Date | May 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Name | Verified Name |
|---|---|
| Address | 20 MAGNOLIA DR COMMACK NY 117253707, COMMACK, NY 11725-3707 |
| Document Number | 0228320299 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 022832/000299 |
| Name | ASPIRE FCU |
|---|---|
| Type | Credit Union |
| Address | CLARK, NJ 07066 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 5, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,020 (-) Land $300 Building $4,720 | $627,500 (+10,775.22%) Land $37,500 Building $590,000 | |
| 2024 | $12,836.00 | ||
| 2023 | $5,020 Land $300 Building $4,720 | $5,770 Land $345 Building $5,425 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1981–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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