Kennebec County and Waterville City property record for 20 Mae Ter, Waterville, ME 04901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,155 sqft · built 1961 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $319,000 (Aug 2023) |
| Tax Bill | $3,509 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:047 B:288 |
| Primary APN | WAVL M:047 B:288 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,155 sqft Living Area |
| Gross Area | 2,479 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3756 |
|---|---|
| Street Address | 20 MAE TER |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-5323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ALICE M CYR |
| Legal Block | 288 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 24201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Waterville City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 MESSALONSKEE AVE, WATERVILLE, ME 04901-5325 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2023 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Jun 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2023 · Amount on Record |
| Deed Sale | Aug 22, 2023 · Amount on Record |
| Prior Sale | Mar 11, 2014 · Amount on Record |
| Deed Document Number | 202316121 |
| Deed Book / Page | 14841 / 188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Aug 22, 2023 |
| Property Address | 20 MAE TER, WATERVILLE, ME 04901-5323 |
| Document Number | 2023016121 |
| Book / Page | 14841 / 188 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 2023016121 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15 MESSALONSKEE AVE, WATERVILLE, ME 04901-5325 |
| Document Number | 2023016122 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 2023016122 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 20 MAE TER, WATERVILLE, ME 04901-5323 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021017742 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 14069/54 |
| Instrument | 2021017742 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,509.00 (+3.85%) | $206,400 (+21.55%) Land $25,900 Building $180,500 | |
| 2024 | $296,970 | ||
| 2023 | $3,379.00 (+22.38%) | $169,800 (+58.99%) Land $19,900 Building $149,900 | |
| 2022 | $2,761.00 | $106,800 Land $15,000 Building $91,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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