Contra Costa County property record for 20 Macy Ln, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,031 sqft · built 1971 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Jan 2012) |
| Tax Bill | $4,234 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 033-130-059 |
| Primary APN | 033-130-059 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,031 sqft Living Area |
| 1st Floor Area | 2,031 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 52,272 sqft |
| Cooling System | Central |
|---|
| Street Address | 20 MACY LN |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-2819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PCL MAP 103 PG 29 PCL B |
| Legal Subdivision | MINOR SUBDIVISION MS 120-78 |
| Legal Tract | 103PM29 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 302012 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 MACY LN, OAKLEY, CA 94561-2819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit SELF-HELP CREDIT UNION |
| Jul 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COOPERATIVE CENTER FCU |
| Feb 21, 2020 | Quit Claim Deed, Transfer ALTERRA HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2012 · Amount on Record |
| Deed Sale | Jan 10, 2012 · Amount on Record |
| Deed Document Number | 20125185 |
| Last Transfer Date | Feb 15, 2020 |
| Transfer Doc | 0000032784 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 26, 2026 |
| Property Address | 20 MACY LN, OAKLEY, CA 94561-2819 |
| Document Number | 0000054441 |
| Instrument Date | May 12, 2026 |
| Instrument | 202654441 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 20 MACY LN, OAKLEY, CA 94561-2819 |
| Document Number | 0000054441, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 202654441 |
| Name | SELF-HELP CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 20 MACY LN, OAKLEY, CA 94561-2819 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 20 MACY LN, OAKLEY, CA 94561-2819 |
| Document Number | 0000116144 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2022-116144 |
| Name | COOPERATIVE CENTER FCU |
|---|---|
| Type | Credit Union |
| Address | BERKELEY, CA 94703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.12% |
| Index | Other |
| Max Rate | 9.12% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 21, 2020 |
| Property Address | 20 MACY LN, OAKLEY, CA 94561-2819 |
| Document Number | 0000032784 |
| Instrument Date | Feb 15, 2020 |
| Instrument | 32784 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2020 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 MACY LN OAKLEY CA 945612819, OAKLEY, CA 94561-2819 |
| Document Number | 32785 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 32785 |
| Name | ALTERRA HM LNS |
|---|---|
| Address | LAS VEGAS, NV 89145 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 20, 2050 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $384,207 (+2%) Land $76,864 Building $307,343 | |
| 2025 | $4,234.00 (+3.12%) | $376,674 (+4.04%) Land $75,357 Building $301,317 |
| 2023 | $4,106.00 (+0.96%) | $362,049 Land $72,432 Building $289,617 |
| 2022 | $4,067.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures