20 Macrae Ave, Prince Frederick, MD 20678 Property Records

Calvert County property record for 20 Macrae Ave, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,652 sqft · built 1997
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Dec 2020)
Tax Bill	$4,416 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-088568`

Property Details

APN / Parcel Number

Primary APN	`02-088568`
Alternative APNs	`2088568` `088568`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,652 sqft Total Area
Basement Area	928 sqft
Finished Basement	928 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Basement
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	088568
Street Address	20 MACRAE AVE
City	PRINCE FREDERICK
State	MD
Zip	20678-4476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 7R BLK S PLAT 3 DARES BEACH
Legal Subdivision	DARES BEACH
Legal Block	S
Legal Lot Number	7R
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1029
Census Tract	860502

Owner

Source: Calvert County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 MACRAE AVE, PRINCE FREDERICK, MD 20678-4476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 1, 2020	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 1, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Prior Sale	Jun 9, 2014 · Amount on Record
Deed Book / Page	5779 / 283
Prior Transfer Date	May 28, 2008
Prior Transfer Doc	KPS031660199
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	20 MACRAE AVE, PRINCE FREDERICK, MD 20678-4476
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 JENDAN WAY 203, 203, PRINCE FREDERICK, MD 20678-3599

Mortgage

Document Number	0062510429
Date	Mar 31, 2022
Book Page	6251/429

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Dec 1, 2050

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 1, 2020
Property Address	20 MACRAE AVE, PRINCE FREDERICK, MD 20678-4476
Document Number	0057790283
Book / Page	5779 / 283
Map Reference	LB ABE 877 FO 114
Instrument Date	Nov 19, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	MARYLAND TRUST T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	5779289
Date	Dec 1, 2020
Instrument	5779/289

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 1, 2020
Property Address	20 MACRAE AVE, PRINCE FREDERICK, MD 20678-4476
Document Number	0057730283
Book / Page	005773 / 000283
Instrument Date	Nov 19, 2020
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 MACRAE AVE PRINCE FREDERICK MD 206784476, PRINCE FREDERICK, MD 20678-4476

Mortgage

Document Number	57790289
Date	Dec 1, 2020
Book Page	005779/000289

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	20 MACRAE AVE, PRINCE FREDERICK, MD 20678-4476
Document Number	0052280033
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 S MACRAE AVE PRINCE FREDERICK MD 206784317, PRINCE FREDERICK, MD 20678-4317

Mortgage

Document Number	0052280033
Date	Aug 3, 2018
Book Page	005228/000033

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIEMIA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 2, 2033

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,416.00 (+26.53%) Homeowner's exemption	$395,633 (+17.76%)	$470,100 (+31.17%) Land $103,300 Building $366,800
2023	$3,490.00 Homeowner's exemption	$335,967	$358,400 Land $103,300 Building $255,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	56 (1985–2024)
Claims Outside the SFHA	22 of 56
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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