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20 Macgregor St, Providence, RI 02904 Property Records

Providence City property record for 20 Macgregor St, Providence, RI 02904

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 892 sqft · built 2001
Lot Size0.126 acres (5,495 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Feb 2008)
Tax Bill$2,780 (2025)
Deeds & MortgagesMar 2024 Transfer
May 2021 Refinance
Flood ZoneZone X (minimal risk)
APNPROV M:97 L:873

Property Details

APN / Parcel Number

Primary APNPROV M:97 L:873
Alternative APNs
  • P:0970873 L:0000
  • 44127

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area892 sqft Living Area
Gross Area1,884 sqft
1st Floor Area892 sqft
Basement Area832 sqft
Unfinished Basement832 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,495 sqft (0.126 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number44127
Street Address20 MACGREGOR ST
CityPROVIDENCE
StateRI
Zip02904-1115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Lot Number873
JurisdictionPROVIDENCE RI
Township / Civil DivisionPROVIDENCE
Census Block Group5
Census Block5026
Census Tract2900

Owner

20 Macgregor St is owned and occupied by an individual who acquired it in February 2024.

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address20 MACGREGOR ST, PROVIDENCE, RI 02904-1115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2024Quit Claim Deed, Transfer
Quitclaim
May 17, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PAWTUCKET CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2008 · Amount on File
Deed SaleFeb 8, 2008 · Amount on File
Prior SaleMay 9, 2005 · Amount on File
Deed Book / Page9002 / 279
Last Transfer DateFeb 23, 2024
Transfer Doc0014075-23
Record UpdatedOct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPROVIDENCE RI
Recording DateMar 1, 2024
Property Address20 MACGREGOR ST, PROVIDENCE, RI 02904-1115
Document Number0014075-23
Book / Page14075 / 23
Instrument DateFeb 23, 2024
Instrument2024363132
Transaction TypeTransfer
Record UpdatedMar 14, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 FORESTWOOD DR, SMITHFIELD, RI 02917-2366

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address20 MACGREGOR ST, PROVIDENCE, RI 02904-1115
Transaction TypeMortgage
Record UpdatedMay 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number13135-99
DateMay 17, 2021
Book Page13135/99
Instrument2021287467
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20 Macgregor St was $2,780.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityProvidence City
Unified School DistrictProvidence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,780.00$330,900 Land $130,400 Building $200,500$393,887
2023$4,461.00 (+3.1%)$243,100 (-) Land $85,600 Building $157,500
2022$4,327.00$243,100 Land $85,600 Building $157,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Macgregor St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Macgregor St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people · EPA ID RI1592024
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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