20 Lyons Ave, Delmar, NY 12054 Property Records

Albany County and Bethlehem Town property record for 20 Lyons Ave, Delmar, NY 12054

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,775 sqft · built 1995
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Nov 2016)
Tax Bill	$13,636 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012200 96.08-1-32`

Property Details

APN / Parcel Number

Primary APN	`012200 96.08-1-32`
Alternative APNs	`22000960080001032000` `09600800010320000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,775 sqft Living Area
1st Floor Area	1,411 sqft
2nd Floor Area	1,364 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	143 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	612 sqft
Patio Area	383 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	09600800010320000000
Street Address	20 LYONS AVE
City	DELMAR
State	NY
Zip	12054-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	LOT 17 & PART LOT 18 & PART OF PLAYGROUND BLK L
Legal Subdivision	PLAYGROUND
Legal Block	1
Legal Lot Number	32.000
Jurisdiction	ALBANY NY
Township / Civil Division	BETHLEHEM
Census Block Group	3
Census Block	3016
Census Tract	14203

Owner

Source: Albany County and Bethlehem Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 LYONS AVE, DELMAR, NY 12054-3904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 8, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU
Oct 19, 2020	Grant Deed, Transfer NATIONAL TITLE AND ABSTRACT COMPANY, NATIONAL TITLE & ABS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2016 · Amount on Record
Deed Sale	Nov 16, 2016 · Amount on Record
Prior Sale	Feb 15, 1995 · Amount on Record
Deed Document Number	201626996
Prior Transfer Date	Nov 3, 2016
Prior Transfer Doc	0000026996
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	20 LYONS AVE, DELMAR, NY 12054-3904
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LYONS AVE, DELMAR, NY 12054-3904

Mortgage

Document Number	0000002250
Date	Oct 26, 2021
Instrument	R2021-32250

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	20 LYONS AVE, DELMAR, NY 12054-3904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013163
Date	Jun 8, 2017
Instrument	R2017-13163

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 6, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Oct 19, 2020
Property Address	20 LYONS AVE, DELMAR, NY 12054-3904
Document Number	0000023781
Instrument Date	Oct 2, 2020
Instrument	23781
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	NATIONAL TITLE AND ABSTRACT COMPANY, NATIONAL TITLE & ABS CO

Transaction

Amount	Amount Recorded
Tax	$2,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	227 JAY ST ALBANY NY 122101807, ALBANY, NY 12210-1807

Tax Assessment & Valuation

Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Bethlehem Town
Unified School District	Bethlehem Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,636.00
2025		$410,000 (+1.23%) Land $67,000 Building $343,000	$640,625 (+18.63%) Land $104,687 Building $535,938
2023		$405,000 Land $67,000 Building $338,000	$540,000 Land $89,333 Building $450,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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