Worcester County and Worcester City property record for 20 Ludlow St, Worcester, MA 01603
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,588 sqft · built 1924 |
| Lot Size | 0.116 acres (5,037 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $83,500 (Nov 1995) |
| Tax Bill | $5,892 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-016-00001 |
| Primary APN | 15-016-00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,588 sqft Living Area |
| Gross Area | 5,869 sqft |
| 1st Floor Area | 1,294 sqft |
| Attic | Attic |
| Attic Area | 1,274 sqft |
| Basement Area | 1,430 sqft |
| Unfinished Basement | 1,430 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,037 sqft (0.116 acres) |
| Garage Type | Basement |
| Heating System | Steam |
|---|
| Account Number | 15-016-00001 |
|---|---|
| Street Address | 20 LUDLOW ST |
| City | WORCESTER |
| State | MA |
| Zip | 01603-1122 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RL-7 |
| Legal Block | 16 |
| Legal Lot Number | 1 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 733102 |
Source: Worcester County and Worcester City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 124 RICHARDS AVE, PAXTON, MA 01612-1122 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 1995 · Amount on Record |
| Deed Sale | Nov 9, 1995 · Amount on Record |
| Deed Book / Page | 17455 / 387 |
| Record Updated | Jun 8, 2026 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,892.00 (+12.27%) | $446,700 (+22.05%) Land $81,500 Building $365,200 |
| 2023 | $5,248.00 | $366,000 Land $70,900 Building $295,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 59 units insured incl. 53 condo units |
| Nearby Flood Claims | 7 (1978–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Mar 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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