20 Lucy St, Hamden, CT 06514 Property Records

Hamden Town property record for 20 Lucy St, Hamden, CT 06514

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,118 sqft · built 1963
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Jun 2025)
Tax Bill$10,710 (2024)
Deeds & MortgagesJun 2025 Sale & Mortgage
Feb 2022 Refinance
Flood ZoneZone X (moderate risk)
APNHAMD M:2324 B:059 L:00-0000

Property Details

APN / Parcel Number

Primary APNHAMD M:2324 B:059 L:00-0000
Alternative APN
  • M:2324 B:059 L:00=0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,118 sqft Living Area
Gross Area2,756 sqft
1st Floor Area1,118 sqft
Basement Area1,118 sqft
Finished Basement1,118 sqft
Unfinished Basement1,118 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address20 LUCY ST
CityHAMDEN
StateCT
Zip06514-3807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal Block59
Legal Lot Number0000
JurisdictionHAMDEN CT
Township / Civil DivisionHAMDEN
Census Block Group3
Census Block3001
Census Tract165700

Owner

Source: Hamden Town records · APN HAMD M:2324 B:059 L:00-0000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 LUCY ST, HAMDEN, CT 06514-3807
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jun 05, 2025Warranty Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC
Feb 08, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSPOINT FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 05, 2025 · Amount on Record
Deed SaleJun 05, 2025 · Amount on Record
Deed Document Number20252759
Deed Book / Page5274 / 195
Record UpdatedSep 20, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMDEN CT
Recording DateJun 05, 2025
Property Address20 LUCY ST, HAMDEN, CT 06514-3807
Document Number005274-195
Book / Page5274 / 195
Instrument DateMay 28, 2025
Instrument2759
Transaction TypeTransfer
Record UpdatedJul 16, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000002760
DateJun 05, 2025
Instrument2760
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Mortgage

Document Number005274-217
DateJun 05, 2025
Book Page5274/217
Instrument2761
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueJul 01, 2035

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMDEN CT
Property Address20 LUCY ST, HAMDEN, CT 06514-3807
Transaction TypeMortgage
Record UpdatedFeb 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004946-149
DateFeb 08, 2022
Book Page4946/149
Instrument899
Lender
NameCROSSPOINT FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term289 Months
DueMar 01, 2046

Tax Assessment & Valuation

Source: Hamden Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionHamden Town
Unified School DistrictHamden School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$206,430 (+54.56%) Land $54,600 Building $151,830$144,501 Land $38,220 Building $106,281
2024$10,710.00 (+42.23%)
2023$7,530.00$133,560 Land $30,240 Building $103,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

Based on FCC filings for 636 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemREGIONAL WATER AUTHORITY
serves 418,900 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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